What is Remita and how does it work?

Remita is a multi-bank e-payments and e-collections platform that allows individuals and businesses to make payments, transfer money, pay bills, and receive payments through multiple channels including debit/credit cards, bank accounts, and mobile wallets.

How much does Remita cost?

Remita's costs vary by service. For payments into Nigeria's Treasury Single Account using cards, there is a flat rate of N150 plus 0.75% of the transaction amount (maximum N1,200). For other services like salary advances through WageX, there is a processing fee of N1,000 with interest starting at 7% per month. Specific pricing for other services can be found on their price chart.

What countries does Remita operate in?

Remita operates primarily in Nigeria with nationwide coverage. The platform also enables money transfers to banks across Africa.

How do I sign up for Remita?

You can sign up for Remita by visiting www.remita.net, clicking “Sign Up”, selecting either Personal, SME, Corporate, or Government account, and completing the registration form with OTP verification.

Does Remita have a mobile app?

Yes, Remita is available on iOS and Android.

Who is Remita best suited for?

Remita serves both individuals and businesses, including SMEs, NGOs, faith institutions, and government agencies. It is particularly suited for salary earners using the WageX salary advance feature and organizations that need to process payroll or receive payments from customers.

How do I contact Remita support?

For support, send an email to info@remita.net or call +234 201 636 7000.

Does Remita have a plan for teams or businesses?

Yes, Remita offers business solutions including Remita Payroll & HR for organizations with 2 to 200,000 employees, Remita Biller/Merchant for businesses that want to receive payments, and Remit Credit for companies that process staff salaries through Remita.

Does Remita offer an API or integrations?

Yes, Remita offers a public API. View the official Remita API documentation for endpoints, authentication, and integration guides.

Remita

Rating: 5
Author: ibahimmohammedrrr

🇳🇬 Nigeria

An electronic payment platform for individuals, businesses, and government institutions to make and receive payments, pay bills, and manage multi-bank finances.

Use it on:Web Android· 2.6 iOS· 3.1 API

Is Remita right for you?

Best for

Nigerian freelancers
Nigerian SMEs
Government agencies
Payroll teams
Bill payers

What it does well

Payment requests
Bank transfer payments
Card payments
Cash at bank payments
Direct debit payments

Things to check

Payout bank options
Direct debit setup steps
Gateway checkout options
Payroll bank coverage
Transfer and gateway fees

Remita is an electronic payment platform for individuals, businesses, and government institutions that need to make and receive payments, pay bills, and manage finances across multiple banks on a single platform.

Key capabilities include:

Multi-bank visibility and transfers, including viewing balances across multiple banks with a global total, and sending money from bank accounts (including microfinance banks) to other bank accounts and wallets.
Bill payments and collections, such as airtime and data, electricity, water, cable TV subscriptions, and government bills, plus tools to request money and collect payments.
Business payments and disbursements, including settling vendors and suppliers and handling salary and statutory payments (salaries, pensions, taxes, cooperative, bonuses).
Developer integrations, with APIs, SDKs, and plugins to accept payments from a website or app.

Available on Web, Android, and iOS, with API access for integrations.

It serves a B2B2C audience: consumers managing personal finances, SMEs and NGOs running collections and payouts, and public-sector organisations handling revenue and disbursements.

Notable in Nigeria for its role in government payments, it is licensed by the Central Bank of Nigeria and is used as the default payment gateway for Nigeria’s Federal Government Treasury Single Account (TSA).

As of Jun 29, 2026, Remita is rated 3.1 on the App Store from 18 reviews and 2.6 on Google Play from 2.3K reviews with 500K+ installs.

Phone:+234 1 636 7000

Social Links:

Categories:

Fintech

Features & Business Model:

b2b2c bill-payments direct-debit payment-gateway payroll

Frequently Asked Questions About Remita

Recent Reviews for Remita

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ibahimmohammedrrr

US · 2 reviews

May 31, 2026

As a freelancer, I sometimes need clients to pay me. Remita lets me create a payment request that my clients can pay via bank transfer, card, or even cash at any bank branch. The money lands in my designated bank account, and I don't need to share my account details with strangers. It's professional, secure, and free for me to set up.