What is Remita and how does it work?

Remita is a multi-bank e-payments and e-collections platform that allows individuals and businesses to make payments, transfer money, pay bills, and receive payments through multiple channels including debit/credit cards, bank accounts, and mobile wallets.

How much does Remita cost?

Remita's costs vary by service. For payments into Nigeria's Treasury Single Account using cards, there is a flat rate of N150 plus 0.75% of the transaction amount (maximum N1,200). For other services like salary advances through WageX, there is a processing fee of N1,000 with interest starting at 7% per month. Specific pricing for other services can be found on their price chart.

What countries does Remita operate in?

Remita operates primarily in Nigeria with nationwide coverage. The platform also enables money transfers to banks across Africa.

Does Remita have a mobile app?

Yes, Remita has a mobile app available on iOS. The app allows you to send money to Nigerian banks and African banks, pay bills, set up recurring payments, split bills, and make payments via QR code or tap-to-pay.

Who is Remita best suited for?

Remita serves both individuals and businesses, including SMEs, NGOs, faith institutions, and government agencies. It is particularly suited for salary earners using the WageX salary advance feature and organizations that need to process payroll or receive payments from customers.

Does Remita have a plan for teams or businesses?

Yes, Remita offers business solutions including Remita Payroll & HR for organizations with 2 to 200,000 employees, Remita Biller/Merchant for businesses that want to receive payments, and Remit Credit for companies that process staff salaries through Remita.

Does Remita offer an API or integrations?

Yes, Remita provides a standards-based REST interface for third-party application integration, allowing external systems to process payments through Remita's portal.

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Remita: Funding, Reviews & Alternatives (2026) – Liners

Remita

🇳🇬 Nigeria

An electronic payment platform for individuals, businesses, and government institutions to make and receive payments, pay bills, and manage multi-bank finances.

Available on:WebAndroidiOSAPI

Visit Remita

Remita is an electronic payment platform for individuals, businesses, and government institutions that need to make and receive payments, pay bills, and manage finances across multiple banks on a single platform.

Key capabilities include:

Multi-bank visibility and transfers, including viewing balances across multiple banks with a global total, and sending money from bank accounts (including microfinance banks) to other bank accounts and wallets.
Bill payments and collections, such as airtime and data, electricity, water, cable TV subscriptions, and government bills, plus tools to request money and collect payments.
Business payments and disbursements, including settling vendors and suppliers and handling salary and statutory payments (salaries, pensions, taxes, cooperative, bonuses).
Developer integrations, with APIs, SDKs, and plugins to accept payments from a website or app.