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Accept and send payments across Africa and beyond
A Nigeria-focused social cash gifting platform for creators, groups, and businesses to fund one link and let recipients claim cash to OPay, PalmPay, or Moniepoint.
Goodiebag Product Overview
Is Goodiebag Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Friend group gifting
- Creator fan gifts
What It Does Well
- One link collection
- PIN-protected claims
Things to Check
- Supported wallets list
- Claim limits per person
About Goodiebag
Goodiebag is a Nigeria-focused social cash gifting and digital rewards platform for individuals, creators, communities, and businesses that want to distribute cash to many people without collecting account numbers.
Key capabilities include:
- Single-link, PIN-based cash drops: fund one bag, then share one claim link and a PIN in WhatsApp groups, Telegram channels, livestreams, or social feeds so multiple recipients can claim.
- Phone-number claims to supported fintech accounts: each recipient enters the PIN and a phone number that matches their OPay, PalmPay, or Moniepoint account, and receives a direct payout (recipients do not need to download an app to claim).
- Pass-through payments with expiry and refunds: the product does not hold funds in a wallet; payments run through Paystack, payouts trigger when recipients claim, and unclaimed slots are queued for refund after the bag expires (1 to 24 hours).
- Activity tracking and rewards: senders can monitor live claims and history in a dashboard, and earn points through five reward tiers that unlock fee discounts.
Available on Web, with an optional Android app (Google Play) and an optional Telegram bot companion.
It fits B2C and B2B2C use cases in Nigeria, including creator giveaways, group cash drops, staff appreciation, birthdays, festive drops, and audience rewards.
Goodiebag is notable for its Nigeria-specific payout rails (OPay, PalmPay, Moniepoint) and its no-wallet, pass-through design that focuses on fast social distribution, transparent fees (3% platform fee capped at ₦3,000, plus ₦20 per recipient, minimum ₦200), and refunds for unclaimed amounts.
Goodiebag Facts
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What it does
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Frequently Asked Questions About Goodiebag
Goodiebag is a Nigeria-focused social cash gifting and digital rewards platform where you fund a single “bag,” then share one link and PIN so multiple people can claim cash directly to their OPay, PalmPay, or Moniepoint accounts. You choose the total amount, number of recipients, and split type, pay via Paystack, and any unclaimed slots are automatically queued for refund after the bag expires.
Senders pay a 3% platform fee on the bag amount (capped at ₦3,000), plus a ₦20 fulfilment fee per recipient, with a minimum combined fee of ₦200 on any bag. Recipients do not pay claim fees, although a statutory ₦50 stamp duty is charged on individual claim payouts of ₦10,000 or more.
Goodiebag is built for use in Nigeria and focuses on payouts in Nigerian Naira to OPay, PalmPay, and Moniepoint accounts. Other countries are not currently supported.
You can start using Goodiebag by going to the website and creating a Goodiebag from the web dashboard, then funding it via Paystack with your payment details. If you prefer mobile, you can also use the Android app to create and manage your bags.
Yes, Goodiebag is available on Android. Get Getgoodiebag on Google Play for Android.
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