What is the best alternative to DigiTip in South Africa?

If you are staying in South Africa, start by comparing Pay@ and Lipa Payments for broader payment collection options around QR and in-person acceptance. Pay@ is built for collecting and reconciling payments across retail, banking, and digital channels, while Lipa Payments focuses on Tap on Phone contactless card acceptance on Android using NFC.

Is DigiTip available outside South Africa, and what can I use instead?

DigiTip operates in South Africa, so for other markets you will usually need a pan-African provider like PawaPay or Onafriq. PawaPay supports mobile money collection and payouts across 19 African markets, and Onafriq provides interoperability across mobile money and bank networks via one integration.

Which apps are like DigiTip for bulk payouts to many recipients?

For bulk disbursements, compare Cauridor, HUB2, and PawaPay. Cauridor supports payouts, collections, and bulk disbursements for banks, fintechs, and money transfer operators, while HUB2 focuses on routing mobile money payments across operators in Francophone Africa via APIs.

Do DigiTip alternatives support Mobile Money payouts across Africa?

Yes, several DigiTip competitors are built around Mobile Money, especially PawaPay and Onafriq. PawaPay aggregates mobile money across 19 markets, and Onafriq connects enterprises to mobile money and bank networks across Africa.

What can I use instead of DigiTip if I need payment links or invoicing too?

If you want tipping to sit inside a broader payments flow, compare Flutterwave and Pay@. Flutterwave includes payment links and invoicing alongside card, bank transfer, mobile money, and USSD acceptance, while Pay@ is geared towards collecting and reconciling payments across multiple channels in South Africa.

How do I switch from DigiTip to an API-first provider?

Pick an API-led option like PawaPay or HUB2 if you want to control the front-end experience while outsourcing payment rails. PawaPay provides a single API and web dashboard for mobile money collection and payouts, and HUB2 provides APIs for interoperable mobile money routing across Francophone Africa.

Which DigiTip alternative fits a South Africa-only in-person payments use case (not tipping)?

For South Africa-only, in-person payments where the goal is transport or retail collection rather than tipping, SAPay is a strong specialist option. SAPay is built for South Africa’s minibus taxi industry, supporting tap or scan payments plus fleet monitoring and safety alerts.

35 Best DigiTip Alternatives & Competitors (2026)

The most relevant DigiTip alternatives in 2026 are Walletdoc, HUB2, Cauridor, PawaPay, and SAPay. The right option depends on whether you are solving on-site QR tipping in South Africa or you need wider Mobile Money and bulk payout coverage across Africa.