A Moroccan mobile wallet for individuals and merchants to pay by QR code, chat, and send money instantly, with free peer-to-peer transfers and low merchant fees.

Screenshot of ORA Cash  website

Is ORA Cash right for you?

Best for

  • Moroccan shoppers
  • Small retailers
  • Market stall sellers
  • Peer payments
  • QR checkout lines

What it does well

  • QR code payments
  • In-app chat payments
  • Instant money transfers
  • Free peer transfers
  • Low merchant fees

Things to check

  • Bank and card linking
  • Cash-in cash-out options
  • Merchant QR setup
  • Transaction limits
  • Pricing fit

ORA Cash is a mobile payment app in Morocco for individuals who want to pay and transfer money from a phone, and for merchants that need to accept QR code payments with low fees.

Key capabilities include:

  • QR payments for in-store purchases, where the vendor sets the amount and the customer scans a QR code and taps pay, with no extra steps.
  • Peer-to-peer money transfers to other account holders, sent instantly and for free.
  • In-app communication, letting users add contacts by phone number and chat or call, then send money without switching apps.
  • Merchant onboarding and verification, including a quick ID card scan, then accepting payments with less than 1% fees and no delays.

Available on Android and iOS.

Target users include consumers making everyday payments and transfers, plus merchants that want digital payment acceptance via QR code.

ORA Cash positions itself as Morocco’s first social mobile wallet, and it launched in January 2025. It also highlights cash withdrawal support through partner agencies and promotes financial inclusion in the Moroccan market.

As of Jun 29, 2026, ORA Cash is rated 5.0 on the App Store from 1 review and 2.8 on Google Play from 99 reviews with 10K+ installs.

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