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A South African buy-now-pay-later platform that lets shoppers split Visa or Mastercard credit card purchases into up to 24 interest-free instalments at partner merchants.

Float is a South African fintech buy-now-pay-later platform for shoppers and merchants, letting customers split eligible Visa or Mastercard credit card purchases into monthly instalments without interest or fees.
Key capabilities include:
Available on Web, including a partner-store directory plus separate and login portals.
Target users include South African consumers who want to spread credit card spending over time, and South African merchants who want to offer instalment payments at checkout across categories such as electronics and appliances, furniture and homeware, fashion and footwear, and leisure, sports and hobbies.
Notable in the local market, it launched in 2021, operates across online and in-store partner networks (including brands such as iStore and Samsung), and reported R46 million ($2.6 million) in funding in 2025.
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