PayJustNow
A South African buy-now-pay-later service that lets shoppers pay in 3 or 12 instalments online and in-store at partner retailers, managed in a mobile app.
PayJustNow Product Overview
Is PayJustNow Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- South African shoppers
- Online store checkout
What It Does Well
- Split into instalments
- 3 or 12 payments
Things to Check
- Partner store list
- Late fee rules
About PayJustNow
PayJustNow is a South African buy-now-pay-later (BNPL) platform for consumers who want to split retail purchases into instalments when shopping online or in-store with partner merchants.
Key capabilities include:
- Pay in 3: Split a purchase into three equal payments with 0% interest and no hidden fees.
- Pay in 12: Spread payments over 12 months for longer-term affordability, with interest terms that can vary by store.
- QR code checkout: Use the mobile app to complete in-store payments via QR scanning (and use it for supported online checkouts).
- Instant-refund Wallet: Receive eligible returns as wallet credit that can be spent again across the merchant network.
Available via mobile apps on iOS, Android, and Huawei AppGallery, with web-based checkout through participating retailer sites.
Target users include South African shoppers looking for flexible instalments, plus retailers and eCommerce merchants that want to offer BNPL at checkout.
Notable in the South African market for combining online and in-store BNPL, app-based deals at partner stores, and an instant-refund wallet that reduces waiting time compared to typical card refund timelines.
PayJustNow Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataAs of Oct 5, 2026, PayJustNow is rated 3.8 on the App Store from 1K reviews and 3.8 on Google Play from 4.3K reviews with 1M+ installs.
Recent Reviews for PayJustNow
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PayJustNow Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataPayJustNow has 1 recorded funding event. The latest was Merger / Acquisition in Mar 2022.
- Total Raised:
- Undisclosed
- Latest Round:
- Merger / Acquisition
PayJustNow Investors & Funding Rounds
PayJustNow Founders & Leadership Team
Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. How we source data
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Latest PayJustNow News & Updates
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Frequently Asked Questions About PayJustNow
PayJustNow is South Africa's buy now, pay later service that lets you split purchases into three interest-free instalments or 12 monthly payments. You pay the first instalment at checkout from your bank card, with the rest automatically debited on your nominated payday or the following month to align with your salary.
PayJustNow has no setup fees, monthly service fees, or interest for on-time payments. Merchants pay a small transaction fee when processing orders.
PayJustNow operates in South Africa.
Sign up through the PayJustNow app or website, provide your details including nominated payday, and complete verification. Once approved, you receive a spending facility and can shop at participating online or in-store retailers by selecting PayJustNow at checkout.
Yes, PayJustNow is available on iOS and Android. You can download PayJustNow on the App Store for iPhone, or get it on Google Play for Android.
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