Question 1

What is the best alternative to ClickPesa in Tanzania?

Accepted Answer

For businesses in Tanzania that still want mobile money payments and payouts, Kopo Kopo is one of the closest options because it lists availability in Kenya, Rwanda, and Tanzania and supports M-Pesa-based flows and bulk payouts. If your Tanzania operation also needs a broader, pan-African gateway for cards and mobile money, compare DPO Pay alongside it.

Question 2

Is ClickPesa available outside Tanzania?

Accepted Answer

No, ClickPesa operates in Tanzania, so if you need multi-country coverage you will need an alternative. For mobile money across multiple African markets, PawaPay supports collections and payouts across 19 markets via one API, while Flutterwave positions for payments in 30+ currencies.

Question 3

What can I use instead of ClickPesa for cross-border mobile money payouts?

Accepted Answer

If cross-border mobile money payouts are the priority, start with PawaPay, which is built for mobile money collection, refunds, and payouts across 19 African markets. For enterprise-grade interoperability across operator networks, Onafriq is another route, focused on interoperable payments across Africa via a single integration.

Question 4

Which ClickPesa competitor is a better fit for Francophone Africa?

Accepted Answer

If you are expanding into Francophone markets, CinetPay is designed to accept online payments across nine Francophone African countries. For fintechs and financial institutions that need mobile money routing across operators in Francophone Africa, HUB2 is built around interoperability via APIs.

Question 5

How do ClickPesa fees compare with bigger gateways?

Accepted Answer

ClickPesa publishes specific charges like 1% on some collections and 4.85% for card payments, plus setup fees such as 25,000 TZS for KYC onboarding and 250,000 TZS per channel activation. Alternatives like Flutterwave and DPO Pay typically price per payment method and market, so you should compare like-for-like using your mix of mobile money, cards, and payouts.

Question 6

What apps are like ClickPesa if I need payment links and invoicing?

Accepted Answer

If you want payment links and invoicing-style flows, Flutterwave includes payment links and invoicing as part of its gateway offering. DPO Pay also supports checkout and invoicing links alongside card and mobile money acceptance.

Question 7

How do I switch from ClickPesa to another payment gateway without breaking my checkout?

Accepted Answer

The safest approach is to run a parallel integration and migrate traffic gradually to a gateway like SeerBit or Flutterwave, both of which provide a single integration for multiple payment methods. Keep your existing ClickPesa references live until reconciliation is stable, then cut over once webhooks, reporting, and settlement match your requirements.

Top 47 Best ClickPesa Alternatives & Competitors (2026)

Alternatives to ClickPesa

PawaPay

Flutterwave

Konnadex

tpay Mobile

CinetPay

DPO Pay

Cellulant

SeerBit

Kopo Kopo

Onafriq

Tembo

Popote Pay

CodeLnPay

SasaPay

EvMak Tanzania

Startbutton

Fincra

iPay Africa

Pesapal

Swahilies

Mavapay

CPayant

Klickit

HUB2

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