What is Tembo and how does it work?

TemboPlus provides secure, fully integrated APIs that enable neobanks, fintechs, and businesses to launch and scale financial services across Africa. It offers one integration for features like KYC, local payments, business and individual accounts, virtual and physical cards, bill payments, and international remittances. Businesses connect via a single API and contract to access domestic and cross-border payment rails, compliance, banking infrastructure, and mobile money collections.

What countries does Tembo operate in?

TemboPlus operates across Africa, with specific presence in Tanzania. It supports payments and services in multiple African countries through local payment rails, mobile money wallets, and bank accounts.

Does Tembo have a mobile app?

Yes, TemboPlus has a mobile app called Tembo available on Android via Google Play and Indus Appstore.

Who is Tembo best suited for?

TemboPlus is best suited for neobanks, fintechs, businesses, e-commerce platforms, betting companies, large enterprises, NGOs, and international merchants expanding financial services in Africa.

Does Tembo have a plan for teams or businesses?

Yes, TemboPlus offers solutions for businesses including business accounts, sub-accounts for B2B transactions, and payment rails tailored for teams and enterprises.

Does Tembo offer an API or integrations?

Yes, Tembo offers a public API. View the official Tembo API documentation for endpoints, authentication, and integration guides.

Tembo

🇹🇿 Tanzania 🇰🇪 Kenya 🇷🇼 Rwanda

An API and SDK platform that helps neobanks, fintechs, and businesses launch banking infrastructure, local and cross-border payments, KYC, and disbursements across Africa.

Use it on:Web API

Is Tembo right for you?

Best for

Neobanks launching fast
Fintech product teams
Businesses paying suppliers
Cross-border sellers
Platforms doing payouts

What it does well

Banking APIs and SDKs
Mobile money payments
Cross-border payments
Multi-currency flows
KYC and onboarding

Things to check

Kenya Rwanda Tanzania coverage
Supported mobile money rails
Settlement timeframes
KYC checks supported
Banking features depth

TemboPlus is a Banking as a Service (BaaS) and payments infrastructure platform for neobanks, fintechs, and businesses building financial services across Africa.

Key capabilities include:

Banking and payments APIs for KYC, local payments, business and individual accounts, actual and virtual cards, bill payments, and international remittances, designed to support one integration for multiple product lines
Domestic and cross-border payment rails to run merchant collections, bulk disbursements, and inbound remittance termination to bank accounts and mobile money wallets
Collections and settlement options that accept payments via bank transfers, cash, mobile money wallets, and cards, with settlement in USD, EUR, GBP, or other preferred currencies
Payout tooling that supports disbursements to banks and mobile money platforms via APIs or a payout dashboard

Available via Web and API (developer documentation at https://tembo.gitbook.io/tembo/introduction). An iOS mobile banking app is also listed.

Target users include international merchants, e-commerce companies, betting operators, enterprises, NGOs, remittance companies, aggregators, payroll processors, and cross-border trade facilitators that need African payment acceptance, payouts, and compliance support.

Notable in the African market context, TemboPlus Company Limited is licensed by the Central Bank of Tanzania as a Payment Services Provider, and the service states it is not a bank, with banking services provided by bank partners.

Phone:+7 812 386-33-88

Social Links:

Categories:

Fintech

Features & Business Model: