APIs for banking, payments, and compliance across Africa
Nairagram
A payout API and web platform for remittance companies and fintechs to send cross-border bank deposits, mobile wallet transfers, cash pickup, airtime, and bill payments in Africa.
Nairagram Product Overview
Is Nairagram Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Remittance companies
- Fintech payout teams
What It Does Well
- Payouts API and dashboard
- Cross-border bank deposits
Things to Check
- Supported payout countries
- Bank deposit coverage
About Nairagram

Nairagram is a digital financial technology platform for remittance companies, fintechs, and financial institutions that need cross-border payout capabilities across Africa.
Key capabilities include:
- Payout REST API for integrating transfers of money, airtime, and mobile wallet funds with real-time exchange rates (base URL: https://nairagrambasket.com/api), plus endpoints such as getCountryList and getBankList to confirm supported coverage.
- Bank deposit payouts through partnerships with major African banks and financial institutions, designed for secure, timely beneficiary payments.
- Mobile wallet transfers via telco partnerships, supporting payouts to mobile wallet accounts in 30+ African countries.
- Cash pickup through a network of 10,000+ locations across multiple African countries.
Available on Web (Basket portal) and via API, with developer documentation and a Postman collection for testing.
It targets B2B payout use cases, including payment service providers and money transfer operators that need a licensed partner and an integration layer for multi-rail African disbursements.
Notable in the African payments context, it highlights FinCEN licensing and FATF-aligned compliance, ISO 22301 business continuity certification, and published scale indicators such as $2B value processed (USD) and a ₦10 Billion commercial paper raise announced on 17 February 2025.
Nairagram Facts
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Nairagram Funding History
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Nairagram is a payout API and web platform for remittance companies and fintechs to send cross-border bank deposits, mobile wallet transfers, cash pickup, airtime, and bill payments in Africa. It works through a Payout REST API (base URL: https://nairagrambasket.com/api) with endpoints like getCountryList and getBankList for supported coverage, real-time exchange rates, and a web Basket portal. Users integrate the API for secure, compliant payouts via bank partnerships, telco mobile wallets in 30+ countries, and 10,000+ cash pickup locations.
Nairagram operates in 30+ African countries for mobile wallet transfers, with bank deposits and cash pickup at 10,000+ locations across multiple African countries. Use the getCountryList API endpoint for the exact current list of supported countries.
No, Nairagram does not have a mobile app. It is available on web via the Basket portal and through its API.
Nairagram is best suited for remittance companies, fintechs, and financial institutions needing cross-border payout capabilities in Africa.
Contact Nairagram support at support@mynairagram.com.
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