Top 19 Best XPay Alternatives & Competitors (2026)

XPay is a fintech payment solution that helps businesses accept and manage digital payments with a focus on reliable processing, streamlined checkout experiences, and tools that support growing transaction volume. Teams often search for XPay alternatives when they need different pricing structures, deeper reporting, more flexible settlement options, or better coverage for specific corridors and local rails, especially for companies operating in Egypt and across the region.