What is XPay and how does it work?

XPay is a payment infrastructure platform that enables businesses to accept and manage payments online. It provides tools such as payment links, APIs, and integrations that allow merchants to collect payments from customers and track transactions through a centralized dashboard.

How much does XPay cost?

XPay does not publicly list fixed pricing on its website. Fees are typically transaction-based, and businesses may need to sign up or contact XPay to get full pricing details.

How do I sign up for XPay?

To get started, visit the XPay website and click on “Get Started,” then create a business account and complete the onboarding process to start accepting payments.

Does XPay have a mobile app?

XPay is primarily a web-based platform accessible via browser. There is no indication of a dedicated mobile app; however, merchants can manage payments through the web dashboard on mobile devices.

Does XPay offer an API or integrations?

Yes, XPay offers a public API. View the official XPay API documentation for endpoints, authentication, and integration guides.

XPay

🇪🇬 Egypt

An online payment gateway for Egyptian businesses to accept card, wallet, QR, installment, and payment link transactions with API integration and a monitoring dashboard.

Use it on:Web API

Is XPay right for you?

Best for

Egyptian online stores
Businesses with installments
Event ticket sellers
Merchants using QR
Teams needing payment links

What it does well

Card and wallet payments
QR code payments
Installment checkout
Payment links checkout
API gateway integration

Things to check

Supported wallets list
Installment rules
Settlement time
Dashboard reporting depth
API documentation quality

XPay is an online payment gateway and fintech platform for businesses and organizations in Egypt that need to collect and track digital payments.

Key capabilities include:

Payment gateway with API integration for websites and apps, supported by step-by-step API documentation and onboarding that can be completed in under 24 hours.
Direct Orders and Payment Links, including Payment Links APIs to generate links from existing systems and receive transaction updates, useful for merchants that want to charge customers without building a full checkout.
Event management and ticketing, covering event creation and ticket sales through a dedicated events flow.
Pay Button for an embeddable, no-code checkout option that can be added to a website quickly.

It supports multiple payment methods, including credit, debit, and Meeza cards, smart and mobile wallets, QR codes, reference codes, and installments/BNPL. A dashboard provides real-time transaction tracking, data insights, user management with custom admin roles, and logging for off-system transactions.

Available on Web with API access.

Target users include Egyptian online businesses of different sizes, plus communities (such as clubs, schools, and residential compounds) and event organizers that need centralized payment collection and reporting.

Notable for its Egypt-focused payment coverage, bi-weekly payouts (Mondays and Wednesdays), zero subscription fees (transaction-based pricing applies), and stated compliance with PCI DSS and OWASP standards, supporting regulated payment operations in the local market.

Phone:+20 102 500 0616

Social Links:

Categories:

Fintech

Features & Business Model: