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/Fintech/Speso/View all alternatives

Top 85 Best Speso Alternatives & Competitors (2026)

Speso is a fintech platform designed to help businesses and platforms move money efficiently, with strengths in streamlined Payment Processing, flexible Bill Payments, and tools that support B2B2C payment flows. Teams often search for Speso alternatives when they need a different pricing structure, more control over settlement timing, stronger reporting, or better coverage for local rails and wallets in specific markets such as Ghana or Nigeria. Others explore Speso alternatives to unlock features like Mobile Money acceptance, spend controls, or issuing capabilities such as Virtual Cards.

Alternatives to Speso

Favicon of PocketApp

PocketApp

🇳🇬 Nigeria
Send, spend, and sell with fast Nigerian transfers
Favicon of Paywise

Paywise

🇳🇬 Nigeria
Send money and pay merchants using just a phone number
Favicon of Gexipay

Gexipay

🇳🇬 Nigeria
Pay bills, trade crypto, and convert airtime to cash
Favicon of Nownow

Nownow

🇳🇬 Nigeria
Accept card and transfer payments with a mobile merchant wallet
Favicon of Primebiller

Primebiller

🇳🇬 Nigeria
Pay airtime, data, electricity, and TV subscriptions in one place
Favicon of Sycamore

Sycamore

🇳🇬 Nigeria
Borrow, save, invest, and pay bills in one app
Favicon of Momo

Momo

🇿🇦 South Africa
Send, receive, and pay with mobile money across Africa
Favicon of Flux

Flux

🇳🇬 Nigeria
Send money across borders, spend online, and invest in crypto
Favicon of VaultPay NG

VaultPay NG

🇳🇬 Nigeria
Pay bills, buy airtime and data, and fund a wallet in Nigeria
Favicon of Fazipay

Fazipay

🇳🇬 Nigeria
Agent POS network for cashouts, bills, airtime, and solar
Favicon of Baxi

Baxi

🇳🇬 Nigeria
An omichanel platform enabling commerce and digital payments.
Favicon of Cashir

Cashir

🇳🇬 Nigeria
Withdraw cash nearby and send money in under a minute
Favicon of Ipay Africa

Ipay Africa

🇰🇪 Kenya
Accept and track payments online and in-store across Africa
Favicon of Eversend

Eversend

🌍 Pan-African
Send, receive, and exchange money across African borders
Favicon of Xedla

Xedla

🇳🇬 Nigeria
Escrow payments that help buyers and sellers transact safely
Favicon of Fyatu

Fyatu

🇨🇩 DR Congo
Issue cards, send money, and integrate fintech APIs
Favicon of Cpayant

Cpayant

🇳🇬 Nigeria
Send and receive money across African borders fast
Favicon of Fetswallet

Fetswallet

🇳🇬 Nigeria
Send money, pay bills, and top up airtime in one wallet
Favicon of Nairabox

Nairabox

🇳🇬 Nigeria
Pay bills, buy tickets, and pay in-store from one app
Favicon of Moniebee

Moniebee

🇳🇬 Nigeria
Virtual USD cards and budgeting pockets for everyday spend
Favicon of Airtel

Airtel

🇳🇬 Nigeria
Mobile connectivity and mobile money across 14 African markets
Favicon of Kongapay

Kongapay

🇳🇬 Nigeria
Mobile wallet, payments, and POS tools for Nigeria
Favicon of Onafriq

Onafriq

🇿🇦 South Africa
Interoperable payments across Africa via one integration
Favicon of Sterling

Sterling

🇳🇬 Nigeria
Digital and branch banking for everyday and business needs

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