VaultPay NG

VaultPay NG is a digital payment and bill payment platform for people in Nigeria who want to handle everyday top-ups and subscriptions from one account.

Key capabilities include:

• Data subscriptions for all mobile networks, with advertised discounts (including 20% on data)
• Airtime top-ups for self or gifting, with an advertised 3% discount
• Electricity bill payments, with the service page advertising up to 50% discount
• TV subscription renewals for DStv, GOtv, and Startimes

The platform also supports wallet funding, free wallet-to-wallet transfers (standard bank charges may apply when funding the wallet), and a failed-transaction policy that indicates users are only debited when a transaction succeeds. New sign-ups can create an account and receive an instant virtual bank account. VaultPay NG also offers flight ticket booking via its booking page.

Available on Web (web app).

Target users include individual consumers in Nigeria paying recurring bills and buying airtime or data, plus vendors and agents who resell services such as data sales, TV subscriptions, electricity units, and exam PINs.

It is notable in the Nigerian market for combining discounted bill payments, an in-app wallet with free internal transfers, and an agent or vendor program designed for local reselling and earnings.