WafR
A mobile app for Moroccan neighborhood shopkeepers to sell discounted airtime, accept code-based payments, and offer bill payment and cash-in or cash-out services.

Is WafR right for you?
Best for
- Moroccan shopkeepers
- Neighborhood mini markets
- Corner shops
- Cash-in cash-out points
- Bill payment agents
What it does well
- Discounted airtime sales
- Code-based payments
- Bill payment collection
- Cash-in and cash-out
- Agent-style service points
Things to check
- Billers supported
- Cash-out liquidity rules
- Payment code types
- Discount margin rules
- Morocco-only coverage
WafR is a mobile app for Moroccan neighborhood store owners (hanouts) that helps them offer digital financial services and earn more from everyday transactions.
Key capabilities include:
- Discounted mobile top-ups for major operators, including Maroc Telecom (7%), Orange (6.5%), and Inwi (6.5%).
- Merchant account setup and wallet funding: shopkeepers fill in a form to open an account, then deposit funds to use for transactions with customers.
- Code-based customer payments: the customer scans a code from the shopkeeper’s app to send money directly to the merchant’s account, allowing customers to pay without needing their own app.
- Assisted onboarding and support: a customer service team contacts merchants to explain the service and answer questions.
Available on Android (Google Play).
Target audience: B2B2C, focused on small grocers and neighborhood retailers serving local customers.
WafR is notable in Morocco’s fintech and retail ecosystem for turning corner stores into local access points for services such as airtime sales, bill payments, and cash-in/cash-out, supported by reported partnerships with telecom operators and a growing merchant network in Morocco.
As of Jun 22, 2026, WafR is rated 2.8 on Google Play from 1.2K reviews with 100K+ installs.
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