Breet — Crypto & Stablecoins Payment API for African Businesses 
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Send, receive, and pay with mobile money across Africa
M-PESA Africa
Liners checked this listing or its product relationship to a reasonable extent. Verification is not an endorsement or product test. How verification worksA mobile money and digital financial services platform for consumers, businesses, agents, and developers in Africa, supporting transfers, payments, and bill settlement.
M-PESA Africa Product Overview
Is M-PESA Africa Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Everyday money transfers
- Small business payments
What It Does Well
- Mobile wallet transfers
- Bill settlement
Things to Check
- Supported countries list
- Billers available locally
About M-PESA Africa
M-PESA Africa is a mobile money and digital financial services platform for consumers, businesses, agents, developers, and organizations across multiple African markets.
Key capabilities include:
- Money transfers and payments for everyday person-to-person and business transactions
- Bill settlement and bill payments through supported services
- Loans and salary payments for eligible users and organizations (where available)
- Agent cash-in and cash-out services through an agent network
Available on Web and via APIs for integrations.
It is built for B2C and B2B2C use cases, including individuals sending and receiving money, businesses accepting payments, agents providing cash services, and developers building services connected to the ecosystem, including digital mini-app storefronts via the M-PESA Super App.
Notable in an African context, it operates across markets including Kenya, Tanzania, Mozambique, the Democratic Republic of Congo, Lesotho, Ethiopia, Ghana, and Egypt, and LinkedIn attributes it to a large-scale network (founded in 2020) spanning customers, agents, businesses, and developers, with high daily transaction volumes.
M-PESA Africa Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataOperates In
What it does
African alternative to
As of Oct 5, 2026, M-PESA Africa is rated 4.6 on the App Store from 1K reviews.
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Frequently Asked Questions About M-PESA Africa
M-PESA is a mobile money and digital financial services platform that lets you send and receive money, pay bills, make business payments, and access services through your phone across multiple African markets. You load money into your M-PESA wallet (often via agents or linked accounts), then use the app, web, or supported channels to initiate transfers, payments, withdrawals, and other financial transactions that are processed within the M-PESA ecosystem.
M-PESA currently operates in several African markets including Kenya, Tanzania, Mozambique, the Democratic Republic of Congo, Lesotho, Ethiopia, Ghana, and Egypt.
Yes, M-PESA has mobile apps, including consumer and business apps such as the My OneApp / M-PESA app for core transactions and the M-PESA for Business app, available on major smartphone platforms.
M-PESA is best suited for individual consumers who need to send and receive money or pay bills via mobile, as well as businesses, agents, developers, and organizations that need to accept payments, disburse funds, or integrate digital financial services into their offerings.
Yes, M-PESA offers solutions for teams and businesses, including merchant and organization tools and the M-PESA for Business app, which support collections, disbursements, salary payments, and account management for business use.
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