What is the best ImaliPay alternative in Kenya?

For Kenya, start with Lami and Turaco, both listed as available in Kenya and built for B2B2C insurance distribution. If you need insurer-side workflow automation and API distribution, Briisk is also available in Kenya.

What can I use instead of ImaliPay in South Africa?

In South Africa, compare insurer portals like Santam Insurance and OUTsurance, both focused on online quotes and policy management in South Africa. If your bottleneck is payment acceptance and refunds rather than insurance checkout, Ozow supports South Africa and offers Pay by Bank plus refunds and payouts.

Which ImaliPay competitor is closest to an embedded microinsurance API?

Turaco is one of the closest matches for embedded microinsurance, positioning itself for fintechs and financial institutions and offering WhatsApp claims support. It is listed as available in Kenya, Zambia, Ghana, Nigeria, and Uganda, which matters if you are rolling out across more than one market.

I need an insurer workflow platform, not just checkout, what are good ImaliPay alternatives?

If you want core workflow automation and digital distribution via APIs, Briisk is built for insurers, MGAs, brokers, and reinsurers. If your focus is sales operations for agents and brokers, Lami supports onboarding, quote comparison, renewals, and claims through its web platform and API.

Is ImaliPay available in Nigeria, and what are the main local alternatives?

ImaliPay lists specific presence in Nigeria, and a Nigeria-focused alternative to compare is Casava. Casava describes a 90-second sign-up and digital claims paid within 48 hours of approval, which is useful if speed of enrolment and claims turnaround is a priority.

Do any ImaliPay alternatives support mobile money or local payment rails?

Yes, some alternatives sit closer to payment rails than insurance checkout, for example Ozow supports Pay by Bank in South Africa and includes refunds and payouts. On the insurance side, King Price Insurance is tagged with Mobile Money and is available in South Africa and Namibia.

How do I switch from ImaliPay to another provider without breaking checkout?

Pick an API-first alternative such as Lami or Briisk if you need to keep an embedded flow, then run a parallel integration while you validate policy issuance and claims handling. If you are moving to a direct insurer portal in South Africa, OUTsurance or Santam Insurance may mean changing the customer journey, so plan a staged rollout by product line.

47 Best ImaliPay Alternatives & Competitors (2026)

The most practical ImaliPay alternatives in 2026 are Briisk, Lami, Casava, Santam Insurance, and OUTsurance. The right option depends on where you operate (for example, Kenya vs South Africa), and whether you need an embedded insurance API, an insurer workflow platform, or a direct insurer portal.