Modular employer health insurance for Africa-based teams
Phishield
Cyber and fraud insurance for individuals and businesses, covering fraudulent fund transfers and providing incident support for ransomware, data breaches, and more.
Phishield Product Overview
Is Phishield Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- South African individuals
- South African businesses
What It Does Well
- Fraud transfer cover
- Ransomware incident support
Things to Check
- Covered incident types
- Payout limits
About Phishield

Phishield is a short-term insurance underwriting manager offering specialised cyber and financial fraud insurance for private individuals, SMEs, and corporates that face online transactional fraud and cyber incidents.
Key capabilities include:
- Funds Protect cover for authorised and unauthorised fund transfers caused by third-party fraud such as email interception, vishing, and phishing, responding when recovery is no longer possible through a bank or provider
- No excess payable on Funds Protect claims, plus simplified claim processes with fast turnaround and optional account verification requirements for higher-value protection
- Cyber Protect support during incidents such as ransomware, data breaches, malware, and denial-of-service attacks, including cover for business interruption, data restoration, cyber extortion, and third-party liability
- 24/7 access to a Cyber Emergency Response Team and guidance on event mitigation and post-event legal obligations
Available on Web.
It targets B2C and B2B use cases, with distinct product lines for Funds Protect Personal, Cyber Protect Personal, Funds Protect Business, Cyber Protect Business, and Cyber Protect Corporate (distributed via licensed insurance brokers for larger organisations).
Notable in the South African market, policies are underwritten by Bryte Insurance Company Limited (a licensed insurer and authorised FSP) and backed by Fairfax Financial Holdings Limited. It also partners with Sophos to link Managed Detection and Response (MDR) with cyber insurance across sub-Saharan Africa, including preferential rates and cover up to R100 million for organisations using Sophos MDR.
Phishield Facts
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Frequently Asked Questions About Phishield
Phishield is a short-term insurance underwriting manager that provides specialised cyber and financial fraud insurance for individuals and businesses, protecting you against losses from online transactional fraud and cyber incidents. You choose product lines like Funds Protect (for fraudulent fund transfers) or Cyber Protect (for cyber incidents such as ransomware or data breaches), and when a covered event occurs you submit a claim and receive incident support and financial cover according to your policy terms.
Pricing varies by product and level of cover, and is not shown in a single public price list for all offerings. Some indicative examples on the business side include cover such as R50,000 at roughly R90 per month, R100,000 at around R165 per month, and R250,000 at about R330 per month, but you need to request a quote or use the website application flows for exact and up‑to‑date pricing for your specific needs.
Phishield primarily operates in South Africa, where it is a registered short‑term insurance underwriting manager and policies are underwritten by Bryte Insurance Company Limited. Through its partnership with Sophos, it also supports organisations across sub‑Saharan Africa that use Sophos Managed Detection and Response, with preferential cyber insurance options linked to that service.
To sign up, you can start from the Phishield website by selecting the relevant product (for example, Protect My Business or personal cover) and completing the simple online application or quote request form. Larger or more complex corporate cyber policies are arranged through licensed insurance brokers, who work with Phishield and Bryte to structure appropriate cover.
No dedicated mobile app for Phishield is advertised. Access and interactions, including applications and claims, are provided via the web and through email or phone support channels.
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