What is Lami and how does it work?

Lami is an end-to-end digital insurance platform that enables insurance agents, brokers, businesses, and partners to digitize insurance processes including onboarding, quotes, underwriting, policy issuance, and claims. It works through an API-powered infrastructure that integrates with apps, websites, and platforms to offer customizable, embedded insurance products like auto, health, life, and personal accident coverage, primarily across Africa.

How much does Lami cost?

Lami operates on a flexible transaction fee or commission structure per policy rather than a flat fee, tailored to partner integration needs.

What countries does Lami operate in?

Lami operates in countries across Africa, with a base in Kenya.

How do I sign up for Lami?

Agents and brokers can sign up via the 'Become an agent' section on Lami's website. Businesses integrate via the API platform for embedding insurance.

Who is Lami best suited for?

Lami is best suited for insurance agents, brokers, fintechs, e-commerce platforms, logistics companies, mobility apps, banks, and businesses seeking to embed or distribute digital insurance products.

How do I contact Lami support?

Contact Lami support by reaching out through the contact form on their website or calling +254111018600.

Does Lami have a plan for teams or businesses?

Yes, Lami offers customizable insurance products and API integration tailored for businesses.

Does Lami offer an API or integrations?

Yes, Lami offers an Insurance API platform for seamless integration into business offerings.

Lami

🇰🇪 Kenya 🇨🇩 DR Congo 🇲🇼 Malawi+2 more

A web-based digital insurance platform and API for African agents, brokers, and partners to onboard customers, compare quotes, manage renewals and claims, and earn daily commissions.

Use it on:WebAPI

Is Lami right for you?

Best for

Insurance agents
Insurance brokers
Sales partners
Customer onboarding teams
Multi-country insurance sales

What it does well

Quote comparison
Customer onboarding flow
Renewals management
Claims management
Daily commission payouts

Things to check

Insurer and product list
API integration options
Payout timing rules
Claims handling workflow
Supported countries list

Lami is a web-based digital insurance platform for insurance agents and brokers, plus partner businesses, that digitizes customer onboarding, quoting, renewals, and claims management.

Key capabilities include:

Customer onboarding in one platform to capture client details and initiate cover requests.
Quote comparison across 30+ insurance companies with dynamic filters to review multiple plans, pricing, and cover options before issuing a policy.
Renewals, payments, and claims tracking in real time, helping agents monitor live quotes and follow claims progress.
Daily commission payouts for agents after each sale.

Available on Web.

Built for a B2B2C workflow, it primarily serves insurance agents and brokers and can also support business partners such as auto dealers and other organizations that need to arrange cover for customers or staff. It supports common insurance lines including motor, medical, WIBA, personal accident, life, home, travel, pension and annuities, and general insurance.

Notable in the African insurtech context, the platform is headquartered in Nairobi, Kenya, connects agents to a broad underwriter network, and was founded in 2018 to help digitize insurance distribution and servicing in markets with low insurance penetration.

Social Links:

Categories:

Fintech

Features & Business Model:

b2b2c insurance saas

Frequently Asked Questions About Lami

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DD Dave found that Lami has raised $5.5M across 4 rounds, backed by 14 investors. Their latest round was a Seed in Aug 2022. See how we get product data