OUTsurance

OUTsurance is an insurance provider in South Africa serving individuals and businesses with cover for vehicles, homes, life, pets, and a range of business risks.

Key capabilities focus on digital self-service and on-demand help:

• Online quotes and product cover for car and other vehicles, home contents, buildings, portable items, motor warranty, life, funeral, pet, and business insurance (including fleet, agricultural, engineering, motor traders, hospitality, and contractors all risk)
• MyOUTsurance client portal for self-service tasks such as managing policy details, submitting claims, tracking claim status, and requesting documents
• App-based assistance services including Panic Assistance for medical or armed response dispatch, plus roadside assistance and home assistance
• Mobile-first claims and checks such as windscreen/geyser claims and vehicle inspections completed through the app, plus SmartDrive which offers a stated 10% discount on car insurance premiums

Available on Web, Android, iOS, and Huawei AppGallery.

Target users include South African consumers looking for car, home, life, funeral, and pet cover, plus businesses needing fleet and industry-specific commercial insurance.

Notable for its South Africa-first product mix and incentives such as the OUTbonus cash back after 3 claim-free years, and the R500/R1500 car insurance promotion, alongside app-based emergency response and self-service claims features.