What is the best alternative to Daya in Nigeria?

For Nigeria-based businesses, Kora is a strong Daya alternative if you want one integration for pay-ins, payouts, and settlements across Africa. If your priority is stablecoin-powered cross-border payments, TransFi lists availability in Nigeria and several other African markets.

What can I use instead of Daya for stablecoin-powered cross-border payouts?

Use TransFi or Conduit if stablecoin rails are central to how you move money across borders. Both describe cross-border business payments using stablecoins, and TransFi lists operations across countries including Nigeria, Kenya, South Africa, and Ghana.

Which Daya competitor is most focused on FX conversion across stablecoins and fiat?

LINK is the most FX-centric option in this set, positioning as an FX infrastructure API for converting stablecoins and fiat. It explicitly claims 400+ currency pairs, which is useful if breadth of conversion matters more than a broader treasury suite.

Are there Daya alternatives that support virtual cards and multi-currency wallets?

Yes, Brails and HoneyCoin both describe virtual cards alongside multi-currency wallet or treasury workflows. HoneyCoin also states coverage across 22+ markets, which can matter if your card programme needs multi-country reach.

Is Daya available outside Nigeria?

Daya is explicitly positioned for African businesses and headquartered in Lagos, with clear support for Nigerian users, but specific countries beyond Nigeria are not listed. If you need stated multi-country availability, Conduit lists Nigeria, Kenya, South Africa, and Ghana, while TransFi lists eight African countries.

What apps are like Daya for global payouts to many countries?

If your main requirement is wide payout reach, ZuniQ is positioned around global payouts to 100+ countries for B2B trade. For African merchants that also need broad currency coverage, Centiiv describes collection and payouts in 100+ currencies via APIs.

How do I switch from Daya to another provider without breaking my payout flow?

Start by running a parallel integration with an API-first provider such as Brails or PCXPAY and replicate the same payout and reconciliation steps in a sandbox or low-volume route. PCXPAY positions around moving money via stablecoins, Lightning, and traditional rails, so you can keep optionality while you migrate.

156 Best Daya Alternatives & Competitors (2026)

The most comparable Daya alternatives in African cross-border payments and stablecoin rails are Brails, LINK, TransFi, Kredete, and Kora. The right pick depends on where you operate, whether you need stablecoin-to-fiat FX, and how much you want to do via API versus a web dashboard.