Bani

Bani is a pan-African fintech platform for businesses and developers that provides a single API to receive, confirm, and track online and in-store payments, and to settle cross-border trade payments across Africa.

Key capabilities include:

• Cross-border settlement with confirmation: Settle cross-border transactions in under 15 minutes, with instant confirmation, supporting payments to suppliers across Africa and Asia.
• Multi-collection channels and local currencies: Collect and pay using local currency rails, including currencies such as NGN, GHS, KES, XOF, and SLE, with support for virtual accounts, mobile money, e-wallets, and stablecoins.
• Real-time tracking and reconciliation: Verify, match, and reconcile transactions without disrupting real-time operations.
• Cloud-based, developer-friendly APIs: Integrate payments and collections into custom checkout and in-store flows using a cloud API designed for developers.

Available on Web, Android, IOS and via API.

Built for African businesses, merchants, and engineering teams in sectors such as fintech, e-commerce, healthcare, restaurants, travel agencies, and digital creators that need cross-border B2B payments, collections, and reconciliation.

Notable for supporting operations across multiple African markets (including Kenya, Nigeria, Ghana, Senegal, Ivory Coast, Cameroon, Rwanda, Tanzania, Uganda, Zambia, Malawi, Sierra Leone, Benin, Burkina Faso, and Congo) and for being trusted by over 200 businesses, with claims of up to 25% cost savings on cross-border transaction costs compared to traditional banks.