Conduit

Conduit is a B2B cross-border payments platform for fintechs and enterprise finance teams that need to send, receive, hold, and exchange fiat currencies and stablecoins internationally.

Key capabilities include:

• Receive funds through named pay-ins to addressable bank accounts, IBANs, and wallets, supporting collection workflows for global customers.
• Hold balances in named virtual accounts (USD, EUR, GBP) and secure stablecoin wallets, supporting treasury operations and multi-currency cash management.
• Send payouts via SWIFT, SEPA, and near-instant local rails (including Fedwire, Fednow, SPEI, Pix, RTP, RTGS, and more), depending on destination and partner availability.
• Exchange currencies between fiat and stablecoins using a mid-market rate converter (informational quotes shown on the website), designed for frequent FX needs.

Available via APIandWeb

Target users include fintechs, payment service providers, large enterprises, treasury teams, finance departments, import and export businesses, and payroll services managing accounts payable, global cashflow, or remote payroll.

In African market contexts such as Kenya and Nigeria (with expansion noted to Ghana and South Africa), the product is relevant for businesses that need faster settlement and access to local payment rails while supporting both fiat and stablecoin-backed money movement. Conduit is registered with FINTRAC (Canada) and FinCEN (U.S.) as an MSB; it is not a bank.