Question 1

What is the best alternative to Conduit in Nigeria?

Accepted Answer

For Nigeria-based flows, TransFi is a strong Conduit alternative because it is listed as available in Nigeria and focuses on stablecoin-powered cross-border payments and payouts. If your main need is paying overseas suppliers from Nigeria, Zilla and Plumter are also Nigeria-available options that support international supplier payments to 100+ countries.

Question 2

What can I use instead of Conduit in Kenya for stablecoin-powered cross-border payments?

Accepted Answer

In Kenya, TransFi is a close match because it is listed as available in Kenya and is explicitly stablecoin-powered for cross-border payments and payouts. If you want a broader Africa-wide footprint as you expand, Yellow Card is positioned as pan-African and supports payouts in USD and 50+ local currencies across 35+ countries.

Question 3

Which apps are like Conduit for multi-currency accounts and paying suppliers worldwide?

Accepted Answer

If your priority is paying suppliers and managing global treasury in major currencies, Lync is positioned around paying suppliers worldwide in USD, EUR, and GBP and supports web and API use. For supplier payments from Nigeria with tracking, Plumter lists support for 120+ currencies across 100+ countries.

Question 4

Is Conduit available in Ghana and South Africa, and what are the closest competitors there?

Accepted Answer

Conduit states it operates in Ghana and South Africa, and it is commonly compared with TransFi in those markets because TransFi is listed as available in both countries. For wider emerging-market coverage beyond a single corridor, ZuniQ is positioned as pan-African and supports payouts to 100+ countries.

Question 5

Do Conduit alternatives offer an API for embedded cross-border payouts?

Accepted Answer

Yes, several Conduit competitors are built for API-led integration, including TransFi, which lists APIs for cross-border payments using stablecoin rails, and Pcxpay, which positions itself as “one payments API” for global movement. If your use case is heavy FX conversion inside a platform, LINK provides an FX infrastructure API across 400+ currency pairs.

Question 6

Which Conduit alternative is best for FX conversion across many currency pairs?

Accepted Answer

For FX-first use cases, LINK is the most direct Conduit alternative because it focuses on converting across stablecoins and fiat in 400+ currency pairs. If you also need liquidity support for cross-border trade flows, ZuniQ includes FX conversion and OTC liquidity while supporting payouts to 100+ countries.

Question 7

Is Conduit safe and licensed, and how does that compare to alternatives?

Accepted Answer

Conduit states it is registered as an MSB with FINTRAC (Canada) and FinCEN (U.S.), and it also states it is not a bank. If you want a provider framed around institutional-scale stablecoin and fiat infrastructure across many markets, Yellow Card positions itself for banks and businesses and supports payouts in USD and 50+ local currencies across 35+ countries.

Question 8

How do I switch from Conduit to another provider without breaking payouts?

Accepted Answer

Start by running a parallel pilot with an API-led alternative like TransFi or Pcxpay, then move one corridor at a time while you validate settlement times and reconciliation. If your biggest traffic is supplier payments from Nigeria, you can also test a supplier-focused flow with Zilla or Plumter, both listed as Nigeria-available and built for paying international suppliers.

Top 139 Best Conduit Alternatives & Competitors (2026)

Alternatives to Conduit

TransFi

ZuniQ

LINK

Yellow Card

Oval Finance

Lync

Pcxpay

Zilla

Plumter

Zillawire

Esca

Kredete

Chimoney

Cedar Money

Zeam

MUDA

Multigate

Zynta

dLocal

AZA Finance

Kora

Kutana Pay

Crisscross

HoneyCoin

Frequently Asked Questions

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