Esca

Esca is a Web and API financial infrastructure platform for businesses in volatile emerging markets that need currency hedging, savings (yield), and cross-border payments using both fiat and USD-pegged stablecoins.

Key capabilities include:

• Global settlement network to convert between local currencies and USD‑pegged stablecoins such as USDC and USDT in seconds, then off‑ramp to bank accounts across Africa, Europe, North America, LATAM, and Asia.
• Treasury and yield that offers up to 20% yield on NGN and 7% yield on foreign currency balances through principal‑protected instruments, designed for businesses holding working capital in high-inflation environments.
• Local rails and global payouts via named accounts in up to 27 currencies (without setting up local entities) and payouts to 112+ countries through local bank transfers or stablecoin payouts.
• FX execution tools including limit orders and forward rates (Esca Forwards), plus self‑serve OTC exchange rates advertised as up to 3% below market.

Available on Web (dashboard) and via a REST API with documentation and a sandbox for testing.

Built for B2B teams such as finance, treasury, and operations at companies operating across emerging markets who need to mitigate FX volatility, manage multi-currency balances, and run mass payouts.

Notable in the African market context, it lists support for African currency rails (including NGN), maintains an office presence in Lagos, and states it is licensed by Fintrac as a money service business (license C100000658).