What is Centiiv and how does it work?

Centiiv is a blockchain-based payment infrastructure for merchants in emerging markets, particularly Africa, enabling seamless cross-border payments, multi-currency accounts, and global transactions. It works through features like payment links, APIs, scan-to-pay QR codes, escrow systems, and e-commerce integrations to process secure, instant payments with conversions and liquidity support.

How much does Centiiv cost?

Centiiv’s pricing is transaction-based, not a fixed subscription, with fees such as around 1% + fixed charges for local transactions and higher percentage-based fees for international payments depending on volume and currency tier.

What countries does Centiiv operate in?

Centiiv primarily operates in Nigeria (Lagos) and focuses on cross-border payment infrastructure for African businesses expanding globally.

How do I sign up for Centiiv?

Visit the website and click 'Get Started' or 'Book a Demo' to sign up.

Who is Centiiv best suited for?

Centiiv is best suited for African merchants, e-commerce businesses, and marketplaces in emerging markets needing cross-border payments, escrow, and global currency support.

How do I contact Centiiv support?

You can contact Centiiv support by emailing hello@centiiv.com or calling +234 81 2990 6195.

Does Centiiv have a plan for teams or businesses?

Yes, Centiiv offers business accounts, escrow systems, and payment infrastructure suited for teams and businesses.

Does Centiiv offer an API or integrations?

Yes, Centiiv offers a public API. View the official Centiiv API documentation for endpoints, authentication, and integration guides.

Centiiv

🇳🇬 Nigeria

A blockchain-based payment infrastructure platform for African merchants, startups, and marketplaces to collect and send cross-border payments in 100+ currencies via APIs.

Use it on:Web API

Is Centiiv right for you?

Best for

Nigerian merchants
African startups
Online marketplaces
Cross-border sellers
B2B finance teams

What it does well

Collect in 100+ currencies
Payout in 100+ currencies
Cross-border payment APIs
Built-in liquidity
Payment gateway setup

Things to check

Supported payout countries
Settlement speed
Supported payment methods
API documentation depth
Compliance requirements

Centiiv is a blockchain-based payment infrastructure platform for African merchants, startups, e-commerce platforms, and liquidity providers that need cross-border collections, payouts, and settlements across 100+ currencies.

Key capabilities include:

Multi-currency collections and payouts so businesses can accept payments from global customers and settle in a preferred local currency, plus pay international suppliers in 100+ currencies.
Developer-first payment infrastructure with plug-and-play APIs, SDKs, webhooks, and checkout widgets for building anything from simple invoicing and checkout flows to a full payment product.
Escrow for marketplaces with smart escrow that holds funds until delivery confirmation, plus an automated dispute resolution flow and no-code WordPress/WooCommerce integration.
Liquidity provider matching engine that supports automated liquidity and payouts based on rate, currency, and speed, with configurable corridors and rate setting for providers.

Available on Web, via APIs (developer docs), and through WordPress/WooCommerce plugins.

Designed for B2B teams, including SMEs, online marketplaces, fintech builders, and liquidity providers operating in Africa and serving international customers.

Notable in the African market context for its Lagos, Nigeria base, Stellar-based rails, and published usage metrics (200+ businesses, 50K+ payments processed, 150K+ API calls), plus ecosystem validation including funding from Standard Chartered Bank Nigeria and customer references such as Paycrest, Play2Learn, and Eweko Aggregate.

Categories:

Fintech

Features & Business Model:

b2b cross-border-payments multi-currency payment-gateway saas