Collect and settle cross-border payments across Africa fast
Daya
Liners checked this listing or its product relationship to a reasonable extent. Verification is not an endorsement or product test. How verification worksA fintech platform for African businesses that offers unified payment infrastructure, real-time FX, stablecoin rails, treasury management, cross-border payouts, and APIs.
Daya Product Overview
Is Daya Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian B2B teams
- Businesses paying overseas
What It Does Well
- Unified payment rails
- Real-time FX
Things to Check
- Payout corridors supported
- Stablecoin options
About Daya

Daya is a financial technology platform for African businesses that provides unified payment infrastructure, real-time FX, stablecoin rails, and modern treasury management for local and cross-border financial operations.
Key capabilities include:
- Daya Business dashboard for managing multi-currency balances, tracking activity, and running global payouts from a single interface, with quick actions to send abroad, collect payments, issue cards, and access credit
- Cross-border payments to settle invoices and pay suppliers globally, including support for sending and receiving in NGN and USD
- Pro by Daya for on-ramp and smart routing, with institutional-grade liquidity, competitive global payment rates, and zero hidden fees
- Developer APIs and documentation to integrate funding accounts, bank-transfer collection, crypto-address collection, live FX quotes (including NGN to stablecoin pairs such as NGN to USDC), and business payouts into in-house systems
Available via web-based products (Daya Business and Pro by Daya) and public APIs with documentation at https://docs.daya.co.
Target users include African businesses, fintechs, and developers that need B2B payments infrastructure, FX and stablecoin settlement rails, and treasury workflows for local and global money movement.
Based in Lagos, Nigeria, the company positions its tooling around African business payment needs, and lists backing from Hivemind Capital, Alliance, and Lattice.
Daya Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataRecent Reviews for Daya
Reviews reflect each reviewer's opinion. Companies cannot pay to alter or remove reviews. A verified review includes proof that Liners checked to an extent. Learn how reviews workHow is the score calculated?
Every product starts at a 3.5-star baseline worth 7 reviews. Each approved review pulls the score toward the real average, so a product with one 5-star review shows about 3.7.
Learn how reviews workNG · 1 review
Aug 21, 2026
I’ve had a really good experience using Daya. The platform is easy to use, the rates are competitive, and making cross-border payments feels much less stressful than it usually does. Transactions have been smooth, and whenever I’ve needed help, the team has been responsive and helpful. It’s one of those products that just makes things simpler, especially if you deal with international payments regularly. Definitely worth trying.
Daya Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataDaya has raised $2.4M across 1 recorded funding event. The latest was Seed in Jun 2026.
- Total Raised:
- $2.4M
- Latest Round:
- Seed
Daya Investors & Funding Rounds
Daya Founders & Leadership Team
Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. How we source dataUpcoming Events for Daya
Browse all eventsFrequently Asked Questions About Daya
Daya is a financial technology platform for African businesses that unifies payments, FX, stablecoin rails, and treasury tools in a web dashboard and via APIs so you can manage cash flow, multi‑currency balances, and global payouts from one place. You fund accounts, track activity, send and collect payments (including NGN and USD), issue cards, access credit, and use real‑time FX and stablecoin settlement rails for local and cross‑border operations.
Daya is built for African businesses and is headquartered in Lagos, Nigeria, with explicit support for Nigerian users. Its broader focus is Africa, but specific supported countries beyond Nigeria are not listed.
You can start by visiting the Daya website and following the prompts to get started with Daya Business or Pro by Daya, which will guide you through creating an account for your business. In many cases you may be asked for standard business and compliance information before your account is activated.
Daya is best suited for African businesses, fintechs, and developers that need B2B payment infrastructure, real‑time FX, stablecoin settlement rails, and treasury workflows to manage local and global money movement. It is especially useful for companies that need to send cross‑border payouts, settle invoices globally, or integrate payments and FX directly into their own systems via APIs.
Yes, Daya is designed for teams and businesses, with products like Daya Business and Pro by Daya that support managing company finances, multi‑currency accounts, and global payouts from a shared dashboard. Its APIs and treasury tools are targeted at business and institutional use rather than individual consumers.


