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/Fintech/Mobicred/View all alternatives

Top 9 Best Mobicred Alternatives & Competitors (2026)

Mobicred is a fintech credit and payments solution often used to offer flexible consumer purchasing, including BNPL style repayment. Teams typically like Mobicred for its checkout experience and fit for B2C use cases, especially in South Africa. People look for Mobicred alternatives when they need different fees, settlement timelines, credit decisioning options, or broader market coverage and merchant segments such as B2B2C.

Alternatives to Mobicred

Favicon of PayJustNow

PayJustNow

🇿🇦 South Africa
Split purchases into 3 or 12 flexible payments
Favicon of M-KOPA

M-KOPA

🇰🇪 Kenya
Pay-as-you-go smartphones and essential products
Favicon of Shecluded

Shecluded

🇳🇬 Nigeria
Affordable loans and business support for women-led SMEs
Favicon of Troygold

Troygold

🇿🇦 South Africa
Add digital gold to your product stack.
Favicon of Happy Pay

Happy Pay

🇿🇦 South Africa
Split purchases over two paycheques with no deposit
Favicon of Moove

Moove

🇳🇬 Nigeria
Drive-to-own vehicle financing for ride-hailing and delivery
Favicon of Payflex

Payflex

🇿🇦 South Africa
Split purchases into interest-free instalments
Favicon of AGEL

AGEL

🇪🇬 Egypt
Sharia-compliant trade credit for wholesalers and retailers
Favicon of Float

Float

🇿🇦 South Africa
Split credit card purchases into up to 24 monthly instalments

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