What is Shecluded and how does it work?

Shecluded is a fintech platform that provides women entrepreneurs in Africa with access to credit, financial services, business support, training, and community resources. It works by using machine learning and alternative data to assess creditworthiness, offering single-digit interest loans for growth, inventory, assets, and health insurance through a web application that handles applications, approvals, disbursements, and repayments.

What countries does Shecluded operate in?

Shecluded primarily operates in Nigeria but has a broader capacity-building reach across 4 African countries overall. While the exact remaining 3 countries are not publicly listed, its core fintech operations, headquarters, and the Shecluded Hub are located in Lagos, Nigeria.

Does Shecluded have a mobile app?

No, Shecluded does not have a mobile app. It uses a web application.

Who is Shecluded best suited for?

Shecluded is best suited for women entrepreneurs, particularly those owning micro and small businesses in industries like manufacturing, catering, retail, and fashion, including startups and low-income earners seeking credit and business support.

Shecluded

Rating: 3
Author: jenniferpalm2026

🌍 Pan-African

A web-based fintech platform that helps women entrepreneurs in Africa access business loans, training, advisory, and a community to grow SMEs and MSMEs.

Use it on:Web

Is Shecluded right for you?

Best for

Women-led SMEs
Women entrepreneurs
Micro businesses
Side hustles
First-time borrowers

What it does well

Business loans
Financial literacy training
Business advisory
WhatsApp community
SME growth support

Things to check

Loan amount limits
Repayment terms
Eligibility requirements
Training content depth
Advisory availability

Shecluded is a female-focused fintech and capacity-building platform for women entrepreneurs and women-led SMEs/MSMEs in Africa, offering business loans alongside training, advisory, and community support.

Key capabilities include:

Business loans for women-led businesses, positioned as affordable and interest-friendly, with options for growth financing, asset financing, invoice discounting, and working capital.
Incubator and accelerator programs that provide mentorship, coaching, access to business tools, pitching opportunities, and potential grant funding for selected participants.
Co-working access through Shecluded Hub, a bookable space for working, meetings, pitching, and obtaining a business address.
Financial literacy and business education delivered through trainings and community programming.

Available on Web, with login and sign-up for users to manage loans and access services.

It primarily serves women entrepreneurs and women-led SMEs/MSMEs, with a strong focus in Nigeria and activity across markets including Ghana, South Africa, Uganda, and Malawi.

Notable in the African context for combining credit access with capacity-building and community, and for reported impact including 300+ women supported with $1.3M+ in business loans and a 20,000+ member community across 10 states in Nigeria, alongside partnerships and recognition such as MIT Solve and NASDAQ Milestone Makers.

Phone:+234 809 500 0026

Social Links:

Categories:

Fintech

Features & Business Model:

b2c community-platform lending saas

Frequently Asked Questions About Shecluded

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jenniferpalm2026

NG · 3 reviews

Jun 4, 2026

Shecluded isn't just a loan app – it's a sisterhood. I got a business loan to restock my catering supplies, but the real value was the free financial literacy training and the WhatsApp community.