An Android and web loan app for individual borrowers in Nigeria, offering online loans from ₦5,000 to ₦500,000 with 91 to 180-day terms and 12% to 33% APR.

Apex Loan Product Overview

Is Apex Loan Right for You?

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Best For

  • Nigerian individual borrowers
  • Urgent small cash needs

What It Does Well

  • Online loan application
  • Loans ₦5k to ₦500k

Things to Check

  • Eligibility requirements
  • Approval time

About Apex Loan

Screenshot of Apex Loan website

Apex Loan is a consumer loan application for individuals in Nigeria who want to request fast online loans through a mobile app.

Key features include:

  • Online loan applications with no paperwork and no collateral requirements stated on its Google Play listing
  • Loan amounts ranging from ₦5,000 to ₦500,000
  • Repayment terms from 91 to 180 days
  • Listed APR range of 12% to 33%
  • Customer support via email (support@apexloan.net) and phone, with support hours listed as Monday to Friday, 9:00 AM to 6:00 PM

Available on Android and Web.

It targets B2C borrowers in Nigeria who prefer digital loan applications over in-person lending processes.

Notable in the Nigerian market context, the Google Play listing identifies the operator as APEX LENDING LIMITED and provides local contact details, which can help users verify who runs the app before applying for credit.

Apex Loan Facts

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As of Sep 28, 2026, Apex Loan is rated 4.0 on Google Play from 5K reviews with 1M+ installs.

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Frequently Asked Questions About Apex Loan

Apex Loan is a consumer loan application for individuals in Nigeria that lets you request fast online cash loans through an Android app or web portal. You submit a loan application digitally with no paperwork or collateral, then receive approval and repayment terms between 91 and 180 days with an APR between 12% and 33% on amounts from ₦5,000 to ₦500,000.

Apex Loan is a paid lending service with interest at an APR between 12% and 33%. Exact costs, fees, and interest for your loan depend on the amount you borrow and the specific terms offered to you at approval.

Apex Loan operates in Nigeria and is designed for borrowers located in Nigeria. The operator, APEX LENDING LIMITED, is based in Lagos, Nigeria.

You can sign up by downloading the Apex Loan Android app or visiting the web application, then registering with your personal details to create an account and submit a loan application. The process is fully online, with no physical paperwork required.

Yes, Apex Loan has a mobile app available for Android devices. You can install it from the Google Play Store to apply for and manage your loans on your phone.

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