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Get personal and business loans in hours without collateral
Ease Cash
An online lending app for Nigerian residents to apply for personal loans, get fast approval, and receive funds to a bank account without physical collateral.
Ease Cash Product Overview
Is Ease Cash Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian residents
- Personal emergency loans
What It Does Well
- Personal loan applications
- Fast loan approval
Things to Check
- Loan amount limits
- Repayment terms
About Ease Cash
Ease Cash is a Nigerian online lending service for individuals who need short-term personal loans paid directly into a bank account.
Key features include:
- Mobile loan application through an Android app, with an online service portal available via the web
- Fast processing claims, with approval in about 30 seconds and disbursement within about 3 minutes (as stated on the website)
- No physical collateral required, based on the service’s eligibility checks and submitted information
- Loan terms and cost details listed on Google Play, including loan tenure of 91–120 days, 0.07% daily interest, and APR up to 36%
Available on Android (Google Play) and Web.
It targets Nigerian residents seeking quick-access personal credit, with stated eligibility including residency in Nigeria and an age range of 20–55.
Notable in the Nigeria market for offering app-based loan access with bank-account disbursement and published pricing parameters in its app listing. The service is operated by Futurecrest Internet Technology Limited (Ikeja, Lagos), with support reachable at customer@easymoni.tech.
Ease Cash Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataOperates In
Official Links
What it does
As of Sep 28, 2026, Ease Cash is rated 4.8 on Google Play from 58.6K reviews with 5M+ installs.
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Frequently Asked Questions About Ease Cash
Ease Cash, is an online lending service for Nigerian residents. You apply through its Android app or online service, and approved funds are sent to your bank account without physical collateral.
Borrowing costs include a listed interest rate of 0.07% per day and an APR of up to 36%. Listed loan amounts range from ₦3,000 to ₦1,000,000, with repayment terms of 91 to 120 days.
Ease Cash operates in Nigeria and is intended for Nigerian residents.
Install the Ease Cash app from Google Play, register an account, and submit a loan application. Eligibility includes being a Nigerian resident and between 20 and 55 years old.
Yes, Ease Cash is available on Android. Get Ease Cash on Google Play for Android.
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