Question 1

What is Constant Cash and how does it work?

Accepted Answer

Constant Cash is a Nigerian mobile lending app that provides instant short term personal loans to individuals, paid directly into a Nigerian bank account. You download the app, register and verify your details, choose a loan amount and duration, then receive funds to your bank once approved, with repayments made through various channels over 1 to 12 months.

Question 2

How much does Constant Cash cost?

Accepted Answer

Constant Cash loans are interest bearing, with rates starting from about 10% per month and any fees disclosed in the app before you confirm a loan. You only pay the agreed interest and fees on the amount you borrow for the duration you choose.

Question 3

What countries does Constant Cash operate in?

Accepted Answer

Constant Cash operates in Nigeria only. To use the app you must be a Nigerian citizen with a Nigerian bank account.

Question 4

How do I sign up for Constant Cash?

Accepted Answer

To sign up for Constant Cash you install the Constant Cash app on your smartphone, register with your phone number and personal details, then complete in app verification (such as ID and income or employment checks). Once your account is verified, you can apply for a loan directly in the app.

Question 5

Does Constant Cash have a mobile app?

Accepted Answer

Yes, Constant Cash is available on Android.

Question 6

Who is Constant Cash best suited for?

Accepted Answer

Constant Cash is best suited for individual Nigerians who need quick short term personal loans, such as salaried workers or small business owners needing emergency funds or working capital. It is designed for users who have a verifiable income and a Nigerian bank account but want a fully digital, collateral free lending option.

Question 7

How do I contact Constant Cash support?

Accepted Answer

You can contact Constant Cash support by emailing support@constant.com.ng or calling its Nigeria based support phone line. You can also access help and guidance from within the mobile app.

Question 8

Does Constant Cash have a plan for teams or businesses?

Accepted Answer

Constant Cash focuses on personal loans for individual consumers and does not advertise specific plans for teams or businesses. Business users may still apply as individuals if they meet the eligibility requirements.

Question 9

Does Constant Cash offer an API or integrations?

Accepted Answer

Constant Cash does not publicly offer an API or third-party integrations. All loan applications and account management are handled through its mobile app.

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