Mobicred
A digital credit facility for South African shoppers that provides a revolving credit limit and one monthly payment for purchases at participating online retailers.
Mobicred Product Overview
Is Mobicred Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- South African shoppers
- Online store purchases
What It Does Well
- Revolving credit limit
- One monthly payment
Things to Check
- Participating store list
- Credit limit rules
About Mobicred
Mobicred is a digital credit facility for South African consumers who want a single account to shop at participating online retailers and pay in one monthly installment.
Key capabilities include:
- Revolving credit limit that restores available credit (“open to buy”) as repayments are made
- One monthly payment that covers spending across multiple participating stores
- Online application with instant response, followed by accepting terms and submitting documents to complete the process
- Checkout availability at participating retailers, including Temu, Takealot, and iStore, plus store and category discovery via the online store directory
Available on Web, Android, and iOS (mobile app), with merchant and developer resources via the site.
Target users include individual shoppers in South Africa seeking flexible credit for online shopping, as well as merchants and developers that want to offer the facility at checkout.
Notable in the South African market context, Mobicred (Pty) Ltd operates as a registered Credit Provider (NCRCP 10896) and partners with RCS (a registered credit and authorized financial services provider).
Mobicred Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataAs of Oct 5, 2026, Mobicred is rated 4.2 on the App Store from 1.1K reviews and 3.9 on Google Play from 1.6K reviews with 100K+ installs.
Recent Reviews for Mobicred
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Mobicred Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataMobicred has 1 recorded funding event. The latest was Merger / Acquisition in Apr 2022.
- Total Raised:
- Undisclosed
- Latest Round:
- Merger / Acquisition
Mobicred Investors & Funding Rounds
Mobicred Founders & Leadership Team
Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. How we source data
Latest Mobicred News & Updates
Liners collects product news from official company updates and trusted publications. We refresh coverage as new articles are published. How we source dataFrequently Asked Questions About Mobicred
Mobicred is a revolving digital credit facility that lets you shop online and in-store at participating South African retailers. You apply online, get approved for a credit limit up to R50,000, select Mobicred at checkout, confirm with an OTP, and repay via monthly debit order of at least 7.5% of your balance.
Mobicred operates in South Africa.
You sign up by completing the online application on the Mobicred website with your SA ID, cell phone number, email, and bank details. Upload required documents if needed, accept terms, and receive instant approval or processing within minutes.
Yes, Mobicred is available on iOS and Android. You can download Mobicred on the App Store for iPhone, or get it on Google Play for Android.
Mobicred is best suited for South African shoppers aged 18+ who want digital credit for online and in-store purchases without a traditional credit card.
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