Question 1

What is the best alternative to iKhokha in South Africa?

Accepted Answer

For online payments in South Africa, Payfast is a strong iKhokha alternative because it supports 18+ payment methods and offers plugins or API integrations. If you want an API-first approach, Stitch is built around a single South African API that supports Pay by bank, cards, and debit orders.

Question 2

What can I use instead of iKhokha if I want to sell across Africa, not only South Africa?

Accepted Answer

If you need reach beyond South Africa, SeerBit is designed for pan-African online and offline collection via cards, USSD, bank transfers, and direct debit. Paystack is another option with coverage across South Africa, Nigeria, Kenya, and Ghana.

Question 3

Which iKhokha competitor is best for an API-led online payment gateway?

Accepted Answer

If your priority is an API-centric gateway, Stitch is built as an enterprise payments API in South Africa and supports rails like Pay by bank, manual EFT, and payouts. For a broader Africa footprint with one integration, SeerBit also offers an API for cards, USSD, transfers, and direct debit.

Question 4

Are there iKhokha alternatives that focus on Tap-on-Phone and contactless on Android?

Accepted Answer

Yes, Lipa Payments is a SoftPOS platform in South Africa that lets you accept contactless card payments on Android phones using NFC. If you want a more full POS-style setup for small businesses, Yoco is also positioned around POS and card payments with real-time sales tracking.

Question 5

What does iKhokha cost compared with alternatives?

Accepted Answer

iKhokha’s published pricing includes once-off card machine prices from R699, and transaction rates starting at 2.75% (with no monthly rental fees). Alternatives like Payfast and Stitch are typically compared more on gateway fees, payment-method coverage, and settlement workflows than on terminal purchase pricing.

Question 6

Is iKhokha available outside South Africa, for example in Nigeria?

Accepted Answer

No, iKhokha operates exclusively in South Africa, so you will need an alternative if you are registering in Nigeria. For Nigeria and other markets, Paystack operates in Nigeria and also supports South Africa, Kenya, and Ghana, while SeerBit positions itself as pan-African.

Question 7

How do I switch from iKhokha to another payment provider without breaking checkout?

Accepted Answer

Start by running Payfast or Stitch in parallel, then move one channel at a time (payment links, then website checkout, then in-person POS). If you need a single integration that also covers multiple rails like USSD and direct debit, SeerBit is built for that kind of consolidation.

Top 53 Best iKhokha Alternatives & Competitors (2026)

Alternatives to iKhokha

Stitch

SeerBit

Konnadex

Payfast

Paystack

Lipa Payments

JabuPay

Enza

Peach Payments

Littlefish

Kashier

tpay Mobile

OneKard

DPO Pay

SzndPay

Kyshi

Sticitt

Cellulant

CinetPay

Passpoint

Vendy

Vantagepay

Fincra

SMEasy

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