What is Hubtel and how does it work?

Hubtel's developer portal is a platform for integrating Hubtel's APIs to enable payment processing, bulk SMS, notifications, and other services. Developers sign up via a Hubtel merchant account, access the portal at developers.hubtel.com to manage API credentials, explore documentation, and use tools like AI-powered chatbot support for building and troubleshooting integrations.

How much does Hubtel cost?

Hubtel's platform APIs are free, with no setup cost, monthly fees, or hidden charges.

How do I sign up for Hubtel?

Log in to your Hubtel merchant portal as a super administrator, go to Manage Business > Employees, add a new employee with the Developer role, enter their details including email, and save. The developer receives an SMS with a portal URL and can log in at developers.hubtel.com.

Does Hubtel have a mobile app?

Yes, Hubtel is available on iOS and Android. You can download Hubtel on the App Store for iPhone, or get it on Google Play for Android.

Who is Hubtel best suited for?

Hubtel is best suited for developers building apps for businesses, SMEs, and individuals needing payment processing, mobile money transactions, bulk SMS, and related services.

How do I contact Hubtel support?

Contact support via phone call, email, or live chat on Skype or WhatsApp during regular working hours.

Does Hubtel have a plan for teams or businesses?

Yes, businesses access it through Hubtel merchant accounts by adding developers as employees.

Does Hubtel offer an API or integrations?

Yes, Hubtel offers a range of well-documented APIs for payments, sales, SMS, and more, along with SDKs for Android, iOS, .NET, C#, Flutter, and web.

Hubtel

🇬🇭 Ghana

A self-service developer portal with APIs for Ghana payments, settlements, bill payments, identity verification, and SMS services for businesses and developers.

Use it on:Web Android· 4.4 iOS· 4.6API

Is Hubtel right for you?

Best for

Ghanaian online stores
App developers in Ghana
SaaS billing teams
Bill payment platforms
Payment aggregators

What it does well

Mobile money payments
Card and bank payments
Bill payment collection
Identity verification checks
SMS notifications

Things to check

Supported mobile money networks
Settlement timeline
Billers on the platform
Identity check coverage
API docs depth

Hubtel is a self-service developer portal that helps developers, businesses, and individuals in Ghana integrate programmable APIs for payments, settlements, bill payments, customer verification, and SMS.

Key capabilities include:

Payments and settlement APIs for receiving mobile money payments across networks, accepting card payments, sending money to a mobile money wallet, and transferring to bank accounts on the GhIPSS network.
Bill payments and top-ups to help merchants facilitate ECG (prepaid and postpaid) payments, Ghana Water bills, TV subscriptions (DSTV, GoTV, StarTimes), plus airtime and data bundles.
Customer identity verification APIs to validate Ghana ID details, Voter ID details, Ghana mobile number subscriber information (including mobile money activation), and Ghana bank account details before transfers.
A transaction monitoring dashboard for tracking payment trends, customer insights (including top spenders and returning customers), and SMS delivery and spending.

Available via Web (developer portal), supported by apps on Android and iOS, and with an API for integration.

Target users include developers building for large businesses, SMEs, and personal projects that need Ghana-focused payments, payouts, bill collections, verification, and messaging.

Notable for its Ghana-specific integrations such as ECG, GWCL (Ghana Water), GhIPSS, and national identity checks (Ghana ID and Voter ID), making it relevant for local fintech, e-commerce, and utility payment use cases.

As of Jun 22, 2026, Hubtel is rated 4.6 on the App Store from 3.8K reviews and 4.4 on Google Play from 8.5K reviews with 1M+ installs.

Social Links:

Categories:

Developer Tools & Cloud Fintech

Features & Business Model: