Question 1

What is the best alternative to Cellulant in Kenya?

Accepted Answer

For Kenya-first coverage, Fingo Pay is a strong Cellulant alternative because it is described as CBK-licensed and supports M-Pesa, bank transfers, SWIFT, and cards through one API. If you need multi-market coverage beyond Kenya, compare it with Passpoint for broader cross-border reach.

Question 2

What can I use instead of Cellulant in Nigeria?

Accepted Answer

In Nigeria, Kora and Xente are two practical alternatives, both positioned for B2B collections and payouts across African markets. Kora lists availability that includes Nigeria and several other African countries, which helps if you are scaling beyond a single market.

Question 3

Which apps are like Cellulant for cross-border payments across Africa?

Accepted Answer

If your priority is cross-border coverage, start with Passpoint, which is described as supporting cross-border transfers across Africa and 50+ countries, with FX and multi-currency tools. Kora is another option for pay-ins, payouts, and settlements across multiple African countries.

Question 4

What is a good Cellulant competitor if I need to collect locally and settle in USD, GBP, or EUR?

Accepted Answer

Kyshi is a strong fit for that setup because it is described as letting businesses collect in African currencies and settle in USD, GBP, EUR, CAD, or CNY. This is useful if you sell into African markets but report or pay suppliers in major foreign currencies.

Question 5

Do Cellulant alternatives support mobile money and USSD payments?

Accepted Answer

Yes, but you need to confirm it per provider and country. SzndPay is described as supporting USSD and mobile money alongside cards and transfers in one API, across 10+ countries.

Question 6

Is there a Pan-African payment gateway similar to Cellulant?

Accepted Answer

If you want a provider marketed as broadly available, DPO Pay is listed as Pan-African and supports card and mobile money payments in multiple currencies. For an API-first option with Pan-African positioning, Passpoint is also worth comparing.

Question 7

Which Cellulant alternative makes sense for paying international suppliers from Africa?

Accepted Answer

For supplier payments and trade flows, REasy is a better match than a pure gateway because it is described as enabling SMEs to top up locally and pay suppliers globally via Alipay, WeChat Pay, and UnionPay, with shipping tracking. It is listed as available in Cameroon, so confirm coverage if you operate elsewhere.

Question 8

How do I switch from Cellulant to an alternative without breaking payments?

Accepted Answer

Choose a second provider like Kora or Passpoint and run a parallel integration until your key payment methods, webhooks, and reconciliation reports match. Then migrate market by market, keeping fallback routing for mobile money and card rails during the cutover window.

Top 220 Best Cellulant Alternatives & Competitors (2026)

Alternatives to Cellulant

Xente

Fingo Pay

Kyshi

Passpoint

REasy

tpay Mobile

Kora

SzndPay

DPO Pay

Centiiv

CinetPay

Leatherback

PawaPay

Tembo

Partna

Fincra

Canta

Payd

NALA

CodeLnPay

WapiPay

Qwid

IntaSend

Mavapay

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