Fincra

Fincra is a payment infrastructure platform for businesses that need to collect payments, make payouts, and settle cross-border transactions across multiple countries and currencies.

Key capabilities include:

• Pay-In options that let customers pay using debit/credit cards, bank transfers, M-Pesa, mobile money, and PayAttitude, depending on market availability
• Checkout for one-time and recurring payments, designed for online commerce and subscription billing
• Payment Links for no-code collections, enabling businesses to share a link and get paid online without a website
• APIs for developers to integrate payments in-app, including virtual account creation and management, receiving payments across channels, and payouts to beneficiaries

Available on Web (dashboard and account management) and via API (developer integrations).

It targets B2B teams (SMEs to larger enterprises) and B2B2C platforms such as financial institutions and software platforms that want to embed payment acceptance and disbursements into their products.

In the African market context, it is notable for supporting local and cross-border payment methods across multiple regions, offering multi-currency transaction support (including NGN, GHS, KES, USD, EUR, and GBP) and reporting 99.95% uptime since January 2022 for payment operations that depend on reliable infrastructure.