What is Fincra and how does it work?

Fincra is a payment solutions provider that helps businesses collect and make payments online and offline, locally and globally. It offers products like Checkout (for accepting payments via cards, bank transfers, mobile money, and other methods), Payment Links (shareable checkout pages), and Virtual Accounts (for receiving bank transfers in multiple currencies).

What countries does Fincra operate in?

Fincra operates in over 40 countries and supports transactions in 50+ currencies including USD, EUR, GBP, KES, NGN, and GHS.

Who is Fincra best suited for?

Fincra is suited for businesses of all sizes across various sectors including retail, e-commerce, hospitality, travel agencies, consulting, and service sectors. It's also useful for subscription-based services, event organizers, and non-profit organizations collecting donations.

Does Fincra offer an API or integrations?

Yes, Fincra offers APIs that give you access to create and maintain virtual accounts in multiple currencies, make payouts to different beneficiaries, and receive payments across several channels. The company also provides integrations with existing business systems like e-commerce platforms and accounting software.

Fincra: Collect payments and send payouts across borde…

Your brand here — This spot is waiting for a smart brand. That could be you.

Advertise on Liners

Available on:WebAPI

Visit Fincra

Fincra is a payment infrastructure platform for businesses that need to collect payments, make payouts, and settle cross-border transactions across multiple countries and currencies.

Key capabilities include:

Pay-In options that let customers pay using debit/credit cards, bank transfers, M-Pesa, mobile money, and PayAttitude, depending on market availability
Checkout for one-time and recurring payments, designed for online commerce and subscription billing
Payment Links for no-code collections, enabling businesses to share a link and get paid online without a website
APIs for developers to integrate payments in-app, including virtual account creation and management, receiving payments across channels, and payouts to beneficiaries

Available on Web (dashboard and account management) and via API (developer integrations).

It targets B2B teams (SMEs to larger enterprises) and B2B2C platforms such as financial institutions and software platforms that want to embed payment acceptance and disbursements into their products.

In the African market context, it is notable for supporting local and cross-border payment methods across multiple regions, offering multi-currency transaction support (including NGN, GHS, KES, USD, EUR, and GBP) and reporting 99.95% uptime since January 2022 for payment operations that depend on reliable infrastructure.

Categories:

Fincra

A payment infrastructure platform for businesses to accept card and bank transfer payments, create virtual accounts, and make payouts across multiple countries and currencies.

Tags:

Frequently Asked Questions

What is Fincra and how does it work?

What countries does Fincra operate in?

Who is Fincra best suited for?

Does Fincra offer an API or integrations?

Alternatives to Fincra

Alternatives to Fincra

Alternatives to Fincra

Reviews