Xente

Xente is a B2B fintech payments platform for businesses that need to collect local payments, pay out to recipients, and manage cross-border settlements across Africa.

Key capabilities include:

• Collect payments via mobile money, cards and bank transfers, plus QR codes and payment links for secure checkout.
• Make payments with instant transfers to mobile money and banks, bulk disbursements for paying many recipients at once, and cross-border payments to suppliers and partners across Africa.
• Treasury and liquidity tools, including competitive FX rates, cross-border facilitation, and liquidity support to help manage settlements.
• Merchant of Record services that cover regulatory compliance, multi-currency settlement, and tax handling for global digital businesses selling into African markets.

Available via Web (dashboard) and API (developer documentation available).

Built for e-commerce, SaaS and subscription services, marketplaces and fintechs, remittances and payout use cases, global merchants, and enterprises that require controls such as role-based access, audit trails, and custom workflows.

Notable in an African context, the platform reports USD 1B+ in processed transaction value, 4,000+ business customers, 35+ payment options, and 99.9% platform uptime, with primary coverage starting in Uganda and broader Africa-focused cross-border use cases.