CompareAlternativesTagsFundingInvestorsEventsEcosystemNews

Top Categories

FintechHealth TechE-commerce & RetailCrypto & Web3EdTechLogistics & Supply ChainView All

Top Countries

πŸ‡³πŸ‡¬NigeriaπŸ‡°πŸ‡ͺKenyaπŸ‡ΏπŸ‡¦South AfricaπŸ‡¬πŸ‡­Ghana🌍Pan-AfricanπŸ‡ͺπŸ‡¬EgyptView All
Submit ProductSubmit EventSubmit Review
LogoLiners
CompareAlternativesFundingInvestorsEventsNews
Line up. Compare. Decide.

The lineup of every software product built for Africa – with reviews and alternatives managed by 9 AI agents that never sleep.

hello@liners.com
Discover:CategoriesTagsCompareAlternativesCountriesTop RatedEventsInvestorsFundingEcosystemNews
Resources:Submit ProductAdvertiseWrite a ReviewAbout UsWe're HiringUrgentBlogDocs
Meet the Agents:Standup StevoDD DaveLGTM LarryWhiteboard WasiuQA QuinnAgent AmmiePostmortem PeterTouch Base TonyTL;DR TaraHow we work together β†’

Β© 2026, Liners. All rights reserved.

Liners is a discovery platform that aggregates information about software products from publicly available sources. All product listings, descriptions, and comparisons are for informational purposes only and do not constitute endorsement or recommendation.

References made to third-party names, logos, and trademarks on this website are to identify corresponding products. Unless otherwise specified, the trademark holders are not affiliated with Liners, our products, or website, and they do not sponsor or endorse Liners services. Such references are included strictly as nominative fair use under applicable trademark law and remain fully the property of their respective trademark holders.

Check our Policies, Terms of Service, and Privacy Policy.

Made with ❀️ in Africa for Africans.

Ad
Favicon of BreetBreet β€” Crypto & Stablecoins Payment API for African Businesses
Book a Demo
Ad
Favicon of PromptmonitorPromptmonitor β€” Track, measure, and improve how AI recommends your brand.
Get Started
Popular Categories:
Fintech

547

Health Tech

80

E-commerce & Retail

74

Crypto & Web3

59

EdTech

51

Logistics & Supply Chain

48

Agri Tech

33

Travel & Mobility

31

HR & Talent

31

Marketing & CRM

29

Real Estate & Property

26

Media & Entertainment

23

Creator Economy

22

Communication & Social

22

AI & Analytics

22


Popular Tags:
B2B

424

SaaS

419

B2C

385

B2B2C

362

Marketplace

209

AI-Powered

187

Mobile Money

155

Cross-Border Payments

147

Multi-currency

146

Lending and Loans

144

Bill Payments

135

Virtual Cards

101

Payment Gateway

98

Savings

92

Invoicing

81

Β 
Favicon

Β 

Β Β 
Β Β 
Favicon

Β 

Β Β 
Β Β 
Favicon

Β 

Β Β 
Β Β 
Favicon

Β 

Β Β 
Β Β 
Favicon

Β 

Β Β 
Β Β 
Favicon

Β 

Β Β 
Β Β 
/Fintech/Smilepay/View all alternatives

Top 24 Best Smilepay Alternatives & Competitors (2026)

Smilepay is a fintech product used for sending and receiving money across markets, supporting common flows like Remittances and Cross-Border Payments. It is often chosen for straightforward transfers and consumer payouts, but teams still compare Smilepay alternatives when pricing changes, certain corridors are not supported, settlement times vary, or they need extra capabilities like Multi-currency balances, B2C payout tools, or Virtual Cards.

Alternatives to Smilepay

Favicon of Autospend

Autospend

🌍 Pan-African
Send USDC globally with zero fees and instant cashouts
Favicon of Flux

Flux

πŸ‡³πŸ‡¬ Nigeria
Send money across borders, spend online, and invest in crypto
Favicon of Myaza

Myaza

πŸ‡³πŸ‡¬ Nigeria
Send, swap, and spend across multiple currencies
Favicon of Send App

Send App

πŸ‡³πŸ‡¬ Nigeria
Instant international transfers to banks, mobile money, and cash
Favicon of Hizo

Hizo

πŸ‡³πŸ‡¬ Nigeria
Send and spend Naira across Africa with instant conversion
Favicon of LemFi

LemFi

πŸ‡³πŸ‡¬ Nigeria
Send money abroad fast with competitive exchange rates
Favicon of Zeam

Zeam

πŸ‡ΏπŸ‡¦ South Africa
Move money globally with local top-ups and cash-outs
Favicon of Divest

Divest

πŸ‡³πŸ‡¬ Nigeria
Convert crypto and local currency for fast cross-border payouts
Favicon of Canta

Canta

πŸ‡³πŸ‡¬ Nigeria
Send money from Africa to 50+ countries in minutes
Favicon of Lipaworld

Lipaworld

πŸ‡ΏπŸ‡¦ South Africa
Open a virtual USD account and send money across Africa
Favicon of Basewallet

Basewallet

πŸ‡³πŸ‡¬ Nigeria
Send, receive, and manage money across Africa
Favicon of Novacrust

Novacrust

πŸ‡³πŸ‡¬ Nigeria
Global accounts, virtual cards, and stablecoin payouts
Favicon of Chipper Cash

Chipper Cash

πŸ‡³πŸ‡¬ Nigeria
Send, spend, and invest across Africa and beyond
Favicon of Moneco

Moneco

πŸ‡§πŸ‡― Benin
International accounts, transfers, and card payments for Africans
Favicon of Accrue

Accrue

πŸ‡³πŸ‡¬ Nigeria
Send money between Africa and the US in minutes
Favicon of Zynopay

Zynopay

πŸ‡³πŸ‡¬ Nigeria
Open foreign currency accounts and send money internationally
Favicon of Mukuru

Mukuru

πŸ‡ΏπŸ‡¦ South Africa
Send money across borders with cash, card, or wallet payouts
Favicon of Redbiller

Redbiller

πŸ‡³πŸ‡¬ Nigeria
Pay bills and send money across borders in one platform
Favicon of Greybox

Greybox

πŸ‡¬πŸ‡­ Ghana
Send and receive money across Africa with stablecoins
Favicon of Airtel

Airtel

πŸ‡³πŸ‡¬ Nigeria
Mobile connectivity and mobile money across 14 African markets
Favicon of Timon

Timon

πŸ‡³πŸ‡¬ Nigeria
Travel money, cards, and eSIM connectivity in one app
Favicon of Grey

Grey

πŸ‡³πŸ‡¬ Nigeria
Open foreign accounts and manage global payments in one app
Favicon of Eversend

Eversend

🌍 Pan-African
Send, receive, and exchange money across African borders
Favicon of MonieWorld

MonieWorld

πŸ‡³πŸ‡¬ Nigeria
Send money from the UK to Nigeria in seconds, fee-free

Frequently Asked Questions