What is Lipaworld and how does it work?

Lipaworld is a stablecoin-powered neobank and digital voucher marketplace that enables cross-border payments, remittances, and purchases of essentials like groceries, utilities, and school fees without needing a bank account. Users earn dollarized income in a virtual USD account, send funds or vouchers via stablecoins like USDC to recipients worldwide, and redeem them at local merchants or through mobile wallets in supported currencies and regions.

What countries does Lipaworld operate in?

Lipaworld operates in 22+ countries, with a focus on Africa including South Africa, Zimbabwe, Nigeria (NGN), Kenya (KES), Ghana (GHS), and currencies like ZAR and ZWL.

How do I sign up for Lipaworld?

To create an account, click on the "Sign Up" button on our homepage, then register on the Lipaworld shop page and follow the prompts to enter your personal information and verify your email address.

Who is Lipaworld best suited for?

Lipaworld is best suited for immigrants sending purposeful remittances, freelancers earning global dollarized income, and small businesses handling cross-border payments and payroll.

Does Lipaworld have a plan for teams or businesses?

Yes, Lipaworld is built for businesses, including small firms for payroll, trading with US customers, and merchant tools in its voucher marketplace.

Does Lipaworld offer an API or integrations?

Lipaworld offers onchain banking via blockchain and integrates stablecoins like USDC for payments, but specific API details are not available.

Lipaworld

🌍 Pan-African

A stablecoin-powered neobank for freelancers, diaspora, and businesses to open a virtual USD account, send USD cross-border, and buy vouchers and bill payments.

Use it on:Web Android iOS· 5.0

Is Lipaworld right for you?

Best for

Freelancers paid in USD
Diaspora sending USD
Cross-border businesses
Remote teams
Voucher buyers

What it does well

Virtual USD accounts
USD transfers across Africa
Stablecoin-based balances
Voucher purchases
Bill payments

Things to check

Supported African corridors
Cash-out to local banks
Stablecoin and wallet options
Transaction limits
Compliance requirements

Lipaworld is a stablecoin-powered neobank for freelancers, diaspora and immigrants, and businesses that need a fast way to earn, spend, and send USD across African markets.

Key capabilities include:

Virtual USD account powered by USDC to create a USD account in minutes and receive payments in dollars
Cross-border USD transfers that let users send money across borders in minutes, supporting remittance and business payment use cases
Marketplace for vouchers and top-ups to buy and gift country-specific vouchers, plus airtime top-ups and bill payments, so recipients can benefit without needing a bank account or the app
Identity verification (KYC) during onboarding to set up and use the account

Available on Web, Android, and iOS.

Built for freelancers getting paid globally, diaspora and immigrants sending value home (vouchers, bill payments, top-ups), and teams and small businesses that send and receive USD.

Notable for its focus on stablecoin rails for cross-border value transfer across Africa, and for operating as a registered Money Services Business with FinCEN (MSB No. 31000292838553) and FINTRAC (MSB No. C10001215).

As of Jun 29, 2026, Lipaworld is rated 5.0 on the App Store from 3 reviews.

Social Links:

Categories:

Crypto & Web3 Fintech

Features & Business Model: