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A mobile app for the Ethiopian diaspora to send cross-border money to Ethiopia, request payments, buy airtime, and pay utility bills from anywhere.

Smilepay is a mobile payments and remittance app for people abroad who need to send money and pay for services for family and friends in Ethiopia.
Key capabilities include:
Available on Android and iOS.
It primarily serves the Ethiopian diaspora, expats, travelers, and individuals abroad supporting recipients in Ethiopia.
Smilepay is notable in the Ethiopia remittance market because it is licensed by the National Bank of Ethiopia (NBE) for remittance services and integrates with 29 Ethiopian banks (per the research brief), supporting cross-border payments into local financial infrastructure.
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