Send international money to loved ones in seconds
Smilepay
A mobile app for the Ethiopian diaspora to send cross-border money to Ethiopia, request payments, buy airtime, and pay utility bills from anywhere.
Smilepay Product Overview
Is Smilepay Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Ethiopian diaspora
- Sending money to Ethiopia
What It Does Well
- Ethiopia-bound transfers
- Utility bill payments
Things to Check
- Available in your country
- Supported Ethiopian billers
About Smilepay

Smilepay is a mobile payments and remittance app for people abroad who need to send money and pay for services for family and friends in Ethiopia.
Key capabilities include:
- Cross-border transfers to Ethiopia: send money to Ethiopian bank accounts or to Smilepay users, with support for a SmileTag or bank details.
- Request money: ask friends or family abroad to send funds through the app.
- Bills and top-ups: pay utility bills and buy airtime for someone back home.
- Identity verification: KYC/AML verification designed to complete in under 2 minutes.
Available on Android and iOS.
It primarily serves the Ethiopian diaspora, expats, travelers, and individuals abroad supporting recipients in Ethiopia.
Smilepay is notable in the Ethiopia remittance market because it is licensed by the National Bank of Ethiopia (NBE) for remittance services and integrates with 29 Ethiopian banks (per the research brief), supporting cross-border payments into local financial infrastructure.
Smilepay Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataAs of Sep 28, 2026, Smilepay is rated 4.9 on Google Play from 20 reviews with 1K+ installs.
Recent Reviews for Smilepay
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Smilepay Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataSmilepay has raised $10K across 1 recorded funding event. The latest was Other in Sep 2023.
- Total Raised:
- $10K
- Latest Round:
- Other
Smilepay Investors & Funding Rounds
Smilepay Founders & Leadership Team
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Frequently Asked Questions About Smilepay
Smilepay is a mobile app for sending money, buying airtime, and paying utility bills instantly to family and friends in Ethiopia. You create a SmileTag or use a bank account to send funds cross-border quickly and securely.
Smilepay operates as a cross-border remittance platform facilitating transfers from the United States, Canada, South Africa, and the United Arab Emirates (UAE) to Ethiopia.
Download the Smilepay app from the App Store or Google Play, then sign up with your details and link a bank account or create a SmileTag.
Yes, Smilepay is available on iOS and Android. You can download Smilepay on the App Store for iPhone, or get it on Google Play for Android.
Smilepay is best suited for expats, travelers, and diaspora sending money home to Ethiopia, paying bills, or buying airtime.
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