92 Best Simply Alternatives & Competitors (2026)

The closest alternatives to Simply are Lumkani, Bonitas Medical Aid, KeyHealth Medical Scheme, Oneplan, and MiWayLife. They are ranked by product similarity, shared features, and market fit, with product authority and review volume used only to break score ties. 92 products qualify for this list.

The most useful Simply alternatives to compare in South Africa are Bonitas Medical Aid, Oneplan, KeyHealth Medical Scheme, MiWayLife, and Dotsure. The right choice depends on whether you are replacing life and funeral cover specifically, or you also want medical aid, short-term insurance, or a quote-comparison app.

Simply is an online life insurance platform for South Africans to quote, buy, manage, and claim life, disability, and funeral cover without medical tests. In South Africa, its products are offered by an authorised financial services provider (FSP 47146) and the long-term insurance is underwritten by Hollard Life Assurance Company Limited.

People usually look for an alternative to Simply for practical fit reasons, not because something is “wrong”: they may want a provider with a dedicated mobile app experience, need cover types outside life and funeral (like car, home, pet, or medical aid), or prefer comparing multiple insurers side by side before committing. Others are shopping for a provider that supports both individuals and businesses across more than one country. None of this makes Simply a poor choice; it means the market now has specialists worth comparing.

What to Compare When Choosing a Simply Alternative

• Type of cover you need: life and funeral cover differs from medical aid and short-term insurance, so start by matching the product category.
• Online claims and policy management: check whether claims tracking and policy changes can be done digitally, not only through call centres.
• Individual vs employer use: if you are covering staff or a domestic worker, confirm the insurer supports employer-style policies and admin.
• Country availability: many options are South Africa-only, while some also operate in Namibia.
• Quote comparison vs single insurer: comparison platforms can show side-by-side options; direct insurers keep everything in one place.
• Extras that affect daily use: look for features like assistance services, advice, or care programmes that are included in the policy.
• Support channels: confirm you can reach claims and policy support in the way you prefer, especially for urgent cases.

Compare Simply alternatives by what you are insuring

• If you want life and funeral cover online: start with MiWayLife and Different Life.
• If you want short-term insurance (car, home, pet) with online management: compare Dotsure, OUTsurance, and King Price Insurance.
• If you want to compare quotes across providers: CompareGuru and Ctrl are built for shopping and switching.
• If you are mainly looking for medical aid: Bonitas Medical Aid and KeyHealth Medical Scheme are closer matches.

Scroll the Liners directory below to find more apps like Simply in Insurtech, then filter by South Africa and tags like Insurance, B2C, B2B, and Marketplace to compare similar apps side by side instead of Simply.