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MiWayLife
A South African life insurer offering online life cover, funeral cover, and will services for individuals and families, with quotes, buy-online journeys, and claims support.
MiWayLife Product Overview
Is MiWayLife Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- South African families
- Individual policyholders
What It Does Well
- Combined life and funeral cover
- Online quotes
Things to Check
- Cover limits
- Waiting periods
About MiWayLife
MiWayLife is a South African life insurer for individuals and families who want life cover, funeral cover, and basic legacy planning through online quotes and purchase journeys.
Key capabilities include:
- MiLifeCover (4-in-1) with life cover up to R10 million, combining comprehensive life insurance with an accelerated funeral benefit, a terminal illness accelerator, and funeral cover for family members under one monthly premium.
- MiFuneral, a fully digital funeral cover plan designed to cover the whole family in one plan, with options to request a quote or buy online.
- MiWill, a will service that lets customers apply for a free will to help protect their families.
- Micashback™, which returns 10% of premiums every 24 uninterrupted months for eligible new life and funeral cover policies (Ts and Cs apply).
Available on Web, iOS and Android.
Target users include South African consumers comparing monthly premiums, families consolidating cover under one policy, and anyone needing online tools such as a BMI calculator and life insurance calculator, plus guidance on MiLife and MiFuneral claims.
Notable in the South African market, the insurer is an authorised FSP (No. 45741), and its products are underwritten by Sanlam Life Insurance Limited (MiWayLife is a division of Sanlam Life Insurance Limited).
MiWayLife Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataOperates In
Official Links
Pricing & Fees
Contact for pricing
As of Oct 5, 2026, MiWayLife is rated 3.4 on the App Store from 9 reviews and 2.0 on Google Play from 1.6K reviews with 500K+ installs.
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Frequently Asked Questions About MiWayLife
MiWayLife is a South African life insurer that offers online life cover, funeral cover, and will services for individuals and families. You choose products like MiLifeCover or MiFuneral, get a quote online, and pay a monthly premium for cover that can include life insurance, an accelerated funeral benefit, terminal illness cover, and funeral cover for family members under one policy.
MiWayLife charges monthly premiums, and the cost depends on factors like your cover amount and personal risk profile. You need to complete an online quote or speak to sales to see your specific premium, as there is no fixed public price list.
MiWayLife operates in South Africa. Its physical address, telephone numbers, and product design are focused on South African consumers and families.
You can sign up for MiWayLife by requesting a quote or using the buy‑online journeys on the MiWayLife website via MiWayLife Direct. You provide your details during the online process or request a call‑back, then accept the quoted cover and start paying monthly premiums.
MiWayLife has a mobile app on App Store and Google Play Store.
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