Question 1

Why do businesses search for ePass alternatives?

Accepted Answer

Businesses compare ePass alternatives when pricing changes impact margins, or when they need features that better match their card program and payment flows. Common triggers include needing stronger controls, additional issuing geographies, or faster cross-border settlement. Some teams also want simpler onboarding for partners in a B2B2C model.

Question 2

What features should I look for in a ePass alternative for virtual cards?

Accepted Answer

Prioritize granular spending controls, merchant and category restrictions, and real time card lifecycle actions like create, pause, and rotate. Check for tokenization support, limits per user or department, and detailed transaction metadata. Strong webhooks and dispute tooling are also important for operations.

Question 3

How can I compare pricing between ePass and ePass alternatives?

Accepted Answer

Break costs into fixed platform fees, per transaction charges, FX markups, and per card issuance or monthly card fees. Ask about minimum volume commitments, chargeback and dispute fees, and settlement fees for cross-border payouts. Model your expected volume to see total cost, not just headline rates.

Question 4

Are ePass alternatives available in Zambia and similar markets?

Accepted Answer

Availability varies by issuing partners, local compliance requirements, and payout rails. Confirm whether card issuance, local currency settlement, and cross-border transfers are supported for your exact routes. Also verify KYC and KYB coverage, required documentation, and support response times in your operating region.

Question 5

What integrations should a strong ePass alternative provide?

Accepted Answer

Look for well documented APIs, webhooks for transaction and status events, and sandbox environments for testing. Support for reconciliation exports and integration with accounting or ERP systems can reduce manual work. If you run multiple products, ensure role based access and multi program support are included.

Question 6

What security and compliance checks matter when choosing ePass alternatives?

Accepted Answer

Confirm encryption standards, access controls, audit logs, and incident response processes. For card and payment programs, ask about PCI related responsibilities, fraud monitoring, and dispute handling workflows. A clear compliance framework for KYC, KYB, and AML is essential before you migrate.

Question 7

How hard is it to migrate from ePass to an alternative?

Accepted Answer

Migration complexity depends on your API usage, card program setup, and how you handle reconciliation and reporting. Plan for parallel runs, data mapping for customers and cards, and updates to webhooks and settlement logic. A staged rollout reduces risk and helps validate performance before full cutover.

Top 6 Best ePass Alternatives & Competitors (2026)

Alternatives to ePass

Fyatu

Bridgecard

Anchor

Onafriq

Bitsika

Platnova

Frequently Asked Questions

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