ePass

🇿🇲 Zambia
Fintech
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ePass
🇿🇲 ZambiaFintech

1 Best ePass Alternatives & Competitors (2026)

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The closest alternatives to ePass are Nomanini. They are ranked by product similarity, shared features, and market fit, with product authority and review volume used only to break score ties. 1 products qualify for this list.

The most relevant ePass alternatives to compare in 2026 are Fyatu, Bridgecard, Anchor, Onafriq, and Bitsika. The right pick depends on whether you are replacing ePass for Zambia-only road payments, or you mainly need cards, APIs, and cross-border payment rails.

ePass is a Zambia-focused road payments and vehicle management platform that lets motorists and fleet operators pay road tolls and fuel electronically under one prepaid account. It sits within the Dot Com Zambia family; its first eToll was processed on March 1, 2017, and it expanded to include fuel payments and roadside assistance from July 1, 2021. As of 31/07/2022, ePass reported 2,000+ individual app users, 20,000+ vehicles managed, 300+ corporate fleet accounts, and 4M+ transactions processed.

People look for apps like ePass when they need coverage beyond Zambia, want virtual card options instead of physical cards and POS swipe flows, or prefer a platform that is built for card issuing, mobile money interoperability, or cross-border payouts rather than toll and fuel tracking. Some users also want developer-friendly APIs to plug payments and cards into an existing fleet or ERP system, instead of managing spend through a single prepaid wallet. None of this makes ePass a poor choice; it means the market now has specialists worth comparing.

What to Compare When Choosing a ePass Alternative

  • Country coverage: ePass is Zambia-only, so confirm the alternative supports your market and rails before you switch.
  • Physical vs virtual cards: check if you need physical cards for field use, or virtual cards for online spend and tighter controls.
  • Mobile money support: if top-ups and payouts need to land in wallets, prioritise providers that connect to mobile money networks.
  • Cross-border transfers and FX: if you pay suppliers or staff outside Zambia, compare cross-border capability and multi-currency support.
  • B2B2C and programme management: for fleets, look for sub-accounts, limits, and card controls that map to vehicles, drivers, or cost centres.
  • API depth and sandbox: if you are integrating into software, choose a provider with clear APIs and sandbox testing.
  • Reporting and reconciliation: confirm you can export transactions and reconcile card spend, transfers, and funding events without manual work.

Compare by what you are replacing ePass for

  • If you need card issuing (virtual and physical): Bridgecard focuses on issuing Mastercard or Visa cards via APIs, and Fyatu also supports Visa and Mastercard card issuance.
  • If you need mobile money interoperability across Africa: Onafriq is built for interoperable payments across mobile money and bank networks via one integration.
  • If you are building a custom wallet or fleet spend product: Anchor is API infrastructure for accounts, transfers, cards, and lending products, with sandbox testing.
  • If you want crypto-funded card spend: Bitsika offers crypto-funded virtual Visa cards with Bitcoin and USDT top-ups.

Use the Liners directory below to find ePass competitors in Fintech and filter by Zambia, then narrow results by tags like Virtual Cards, B2B2C, Physical Cards, Cross-Border Payments, and Mobile Money to compare similar apps side by side before choosing what to use instead of ePass.

1 alternative

Frequently asked questions about ePass alternatives

If you are in Zambia and your main goal is issuing and controlling payment cards for spend, Bridgecard and Fyatu are stronger fits than a toll-specific wallet. Bridgecard is a card-issuing API for launching Mastercard or Visa virtual and physical cards, while Fyatu also supports Visa and Mastercard card issuance plus cross-border money send.

For mobile money connectivity across African networks, Onafriq is one of the most direct options to compare. It is positioned as an interoperable payments gateway that connects mobile money and bank networks, which suits collections and disbursements beyond a single prepaid road wallet.

No, ePass operates in Zambia only, so if you need a pan-African option you will need an alternative. Onafriq and Fyatu are both listed as pan-African platforms, which makes them better starting points for multi-country use.

For card programmes, Bridgecard is purpose-built for issuing Mastercard and Visa virtual and physical cards via APIs, including multi-currency support. Fyatu is another option if you also want card issuing plus cross-border transfers and mobile money.

If your priority is sending money across borders, Fyatu and Platnova are closer matches than a Zambia-only road payments account. Fyatu supports transfers to 180+ countries, while Platnova combines multi-currency wallets with international transfers and bill payments.

Yes, several ePass alternatives are API-first, especially Anchor for building accounts, transfers, cards, and lending products with sandbox testing. Bridgecard also provides APIs focused specifically on launching Mastercard or Visa card programmes.

Start by exporting or saving your ePass transaction history, then choose an alternative that offers strong reporting and reconciliation for your new rails, for example Platnova for multi-currency wallet activity or Anchor if you will track events through APIs. If you are moving to card programmes, set up your funding flows and controls first in Bridgecard or Fyatu before rolling out new cards.

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