Question 1

What is the best alternative to Waffarha in Egypt for paying utility bills?

Accepted Answer

For Egypt-based bill payments, start with Sahl, which supports recharging electricity, gas, and water cards via NFC and paying 50+ bills. You can also compare Fawry for broad bill payment coverage and Flash for scan-to-pay plus bill payments processed by Banque Misr.

Question 2

What can I use instead of Waffarha if I am not in Egypt?

Accepted Answer

If you are outside Egypt, a closer substitute is usually a gift-card-and-bills app like Tbay, which is available across countries including Nigeria, South Africa, Ghana, Tanzania, Uganda, and Cameroon. For Nigeria and Ghana specifically, GiftCardsToNaira and Glover are also common options.

Question 3

Which apps are like Waffarha for gift vouchers and gift cards to cash?

Accepted Answer

If your main goal is turning gift cards into cash, compare Cardsoon and Cardgoal. Cardsoon is a Nigeria-focused mobile app where you submit card details and get paid after verification, while Cardgoal supports trading 20+ gift card types for instant cash in Nigeria.

Question 4

Do any Waffarha alternatives support mobile money payouts?

Accepted Answer

Yes, Tbay explicitly supports withdrawals to bank or mobile money, alongside gift card trading and bill payments. That makes it a better fit than apps that only mention bank payouts or do not list mobile money as a supported rail.

Question 5

What is a good Waffarha competitor for scan-to-pay in Egypt?

Accepted Answer

For scan-to-pay in Egypt, Flash is the closest competitor, since it supports QR-style scan and pay at partner merchants and includes bill payments. Its payments are processed by Banque Misr, which is a useful operational detail to check if you care about processing partners.

Question 6

Is there a Waffarha alternative that works for bill payments plus airtime and data top-ups?

Accepted Answer

Yes, Glover is built around trading gift cards and also covers airtime purchase and bill payments like data and electricity in Nigeria, with availability also listed for Ghana. If you want a Nigeria-only option with bill payments plus top-ups, Cardgoal includes airtime/data and TV, cable, and electricity bill payments.

Question 7

How do I switch from Waffarha to another app without losing track of payments?

Accepted Answer

Pick the replacement first, for Egypt bill payments that could be Sahl or Fawry, then set up and test a small bill payment to confirm receipts and history tracking work as you expect. If you are moving to a gift card app like Cardsoon, start with one low-value card so you understand its verification and payout flow before you transfer your regular usage.

Top 13 Best Waffarha Alternatives & Competitors (2026)

Alternatives to Waffarha

Cardsoon

GiftCardsToNaira

Glover

Jophab

Tbay

Cardgoal

Prime Biller

Sahl

Fawry

Flash

Myridima

Halan

Raseedi

Frequently Asked Questions

More Fintech Product Alternatives

More Fintech Product Alternatives