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Breet — Crypto & Stablecoins Payment API for African Businesses

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Best Lending and Loans Products in Africa (2026)

Discover digital lending platforms and credit services making loans accessible across Africa. Compare interest rates, loan types, and approval processes.

Frequently Asked Questions

Best Lending and Loans Products in Africa (2026) - Page 7 – Liners

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Finna

🇳🇬 Nigeria

Swap stablecoins to cash, borrow, and pay across borders

Alternatives:

Wasoko

Order essential goods with same-day delivery for local shops

E-commerce & Retail

Alternatives:

Paymint-eg

Run secure payouts, payroll, and bill payments at scale

Alternatives:

Lulalend

🇿🇦 South Africa

Get SME funding online in as little as 24 hours

Alternatives:

Zedvance

🇳🇬 Nigeria

Instant loans and a digital wallet for everyday payments

Alternatives:

Lendha

🇳🇬 Nigeria

Instant business loans and spend management for SMEs

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FrontEdge

🇳🇬 Nigeria

Working capital and payments for African cross-border trade

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Omni

🇳🇬 Nigeria

End-to-end visibility and finance for trade networks

E-commerce & Retail

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EasySpend

🇳🇬 Nigeria

Convert crypto to Naira and spend online with USD cards

Alternatives:

Hadi Finance

🇳🇬 Nigeria

Working capital for retailers and SMEs in Africa

Alternatives:

Shekel Mobility

🇳🇬 Nigeria

Finance, source, and manage vehicle trade across borders

Alternatives:

Nawy

Find, finance, and buy property in Egypt online

Real Estate & Property

Alternatives:

EzyAgric

🇺🇬 Uganda

Manage farm inputs, records, credit, and market access

Alternatives:

FedaCash

🇳🇬 Nigeria

Convert unpaid invoices into cash within 48 hours

Alternatives:

Carbon

🇳🇬 Nigeria

Instant loans, savings, and pay-later in one app

Alternatives:

KwikPay Credit

🇳🇬 Nigeria

Get personal and business loans in hours without collateral

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Cashbuddy

🇳🇬 Nigeria

Cards, loans, transfers, and RMB exchange in one platform

Alternatives:

Allawee

🇳🇬 Nigeria

Launch and manage card programs without heavy engineering

Alternatives:

Khula

🇿🇦 South Africa

Buy inputs, contract crops, and access production finance

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