A licensed Nigerian microfinance bank offering digital savings and current accounts, money transfers, and bill payments for individuals and businesses via web and mobile apps.

Bank78 MFB is a licensed Nigerian microfinance bank that provides digital banking for individuals and businesses who want to manage accounts, transfers, and bill payments online.
Key capabilities include:
Available on Web (app.bank78.co), Android, and iOS.
It targets Nigerian consumers, including mass-affluent and everyday users, and also supports businesses through its Business offering.
Notable in Nigeria’s fintech market for positioning as a fully digital, private-banking style experience delivered at scale, while operating as a microfinance bank (RC 7364151) and highlighting for customer data protection.
As of Jun 5, 2026, Bank78 is rated 3.8 on the App Store from 24 reviews and 4.1 on Google Play from 391 reviews with 100K+ installs.
DD Dave found 2 key people at Bank78, including 2 C-Suite spread across 2 countries. See how we get product data
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