Bank78

Bank78 is a licensed Nigerian microfinance bank that provides fully digital savings and current accounts for individuals and businesses, allowing you to open and manage accounts, send and receive money, and pay bills via its web and mobile apps. You sign up, complete digital onboarding, then use the app or web portal to manage your funds and perform everyday banking transactions online.

Bank78 primarily operates in Nigeria as a Central Bank of Nigeria licensed and regulated microfinance bank, serving Nigerian residents and businesses. You may be able to access and operate your account from outside Nigeria, but the core market and licensing are Nigerian.

You can sign up for Bank78 by downloading the mobile app on Android or iOS or by going through the online banking portal at app.bank78.co, then completing the digital onboarding process. This typically involves providing your personal details, verifying your identity, and opening a savings or current account in the app.

Yes, Bank78 has mobile apps available for both Android and iOS. You can download them from the Google Play Store and Apple App Store and then log in or sign up to manage your accounts, transfers, and bill payments.

Bank78 is best suited for individual consumers in Nigeria, especially mass‑affluent and everyday users who want app‑based banking for transfers, savings, and bill payments. It is also suitable for Nigerian businesses that need digital current accounts and online transaction management.