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Loans, savings, and investments for individuals and SMEs
A Nigerian digital microfinance bank app for individuals to manage accounts, save, apply for personal loans, and access investment services.
Source Microfinance Bank Product Overview
Is Source Microfinance Bank Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian individuals
- Mobile-first banking
What It Does Well
- In-app account management
- Savings in the app
Things to Check
- Loan eligibility rules
- Loan repayment terms
About Source Microfinance Bank
Source Microfinance Bank is a Nigerian digital microfinance bank that serves individual customers who want to manage everyday banking, savings, credit, and investments from a mobile app.
Key capabilities include:
- Mobile account management for personal banking, allowing customers to handle banking activity from within the app
- Savings and credit facilities, including in-app access to credit products
- Source Advance personal loans, advertised at up to ₦1,000,000 for working professionals
- Source Prime Investment Account, with a stated minimum investment of ₦1,000,000
Available on Android (Google Play) and iOS (App Store), with API access.
Target users include individual banking customers in Nigeria, particularly working professionals seeking personal loans and app-based banking, as well as businesses and merchants that need business accounts, payments, and financial tools.
Notable in the Nigerian market context, the bank states it is licensed by the Central Bank of Nigeria and that deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC). It also states it does not use agents or third parties to process loan applications, and that loan applications, disbursements, and repayments are handled directly by the bank.
Source Microfinance Bank Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataOperates In
Official Links
What it does
As of Nov 2, 2026, Source Microfinance Bank is rated 3.1 on the App Store from 10 reviews and 4.0 on Google Play from 161 reviews with 100K+ installs.
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Frequently Asked Questions About Source Microfinance Bank
Source Microfinance Bank is a Nigerian digital microfinance bank for personal banking, savings, loans, and investments. You manage your account through its mobile app and can apply directly to the bank for loans.
Source Microfinance Bank operates in Nigeria.
You can open an account through the Source Microfinance Bank app. You must be at least 18 and a Nigerian citizen, and provide an active phone number, BVN, a valid ID, and other required details.
Yes. The Source Microfinance Bank app is available for Android and iOS.
It is suited to individual banking customers in Nigeria, especially working professionals seeking app-based banking, savings, or personal loans. It also serves businesses and merchants that need business accounts, payments, and financial tools.
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