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A Nigerian consumer finance app for wallet funding, free bank transfers, bill payments, airtime and data top-ups with cashback, debit cards, and daily-interest savings.

OPay is a consumer financial services platform in Nigeria that lets individuals fund a wallet, make transfers, pay bills, and save money from a single app.
Key capabilities include:
Available on Web, Android, and iOS.
Built for individual consumers in Nigeria who need fast transfers, routine bill payments, airtime top-ups, and app-based savings.
Notable in the Nigerian market for combining payments, cashback incentives, cards, and interest-bearing savings in one platform, with licensing by the Central Bank of Nigeria (CBN) and deposit insurance by the Nigeria Deposit Insurance Corporation (NDIC).
As of May 11, 2026, OPay is rated 4.5 on the App Store from 85K reviews and 4.5 on Google Play from 1M reviews with 50M+ installs.
DD Dave found 15 key people at OPay, including 10 C-Suite, and 5 VP spread across 6 countries. See how we get product data
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DD Dave found 24 articles about OPay, from Feb 2026 to May 2026. See how we get product data
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DD Dave found 3 positions at OPay across 2 locations. See how we get product data
| Title | Posted |
|---|---|
| Internal Control Senior Manager | Apr 15, 2026 |
| Legal Counsel | Apr 14, 2026 |
| 海外销售 (常驻尼日利亚) | Apr 13, 2026 |
DE · 1 review
May 18, 2026
NG · 1 review
May 17, 2026
NG · 1 review
May 17, 2026
NG · 6 reviews
May 17, 2026
NG · 3 reviews
May 17, 2026
Opay is really convenient for quick transfers, bill payments, and everyday transactions. The app is easy to use, and most payments go through fast. I like that it supports different services in one place, so I don’t always need multiple apps. However, customer support can be frustrating when there’s a failed or delayed transaction. Overall, it’s a useful app, but it needs stronger issue resolution to feel fully reliable.
Very fast transactions and easy to use.
Very Fast and reliable.
Very fast, easy to use
Opay is the best fintech app ever. Transactions are always seamless.
DD Dave found that OPay has raised $570M across 3 rounds, backed by 14 investors. Their latest round was a Series C in Aug 2021. See how we get product data
Reviewers consistently praise OPay for being fast, reliable, and easy to use, with smooth transfers and convenient features like bill payments, savings, bonuses, and loan access that make it a strong daily banking option. Customer service is also noted positively by some users, and several long-time users report few or no issues. Common concerns include too many ads, frequent automated marketing calls, and a request for fairer loan policies or settlement options.