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A CBN-licensed money app for Africans that offers zero maintenance fees, 25 free monthly transfers to Nigerian banks, savings, bills, cards, and loans.

Kuda is a CBN-licensed digital banking app for Africans that helps individuals and small businesses open an account in minutes and manage everyday money from a phone.
Key capabilities include:
Available on Android, iOS, and Web.
Built for Nigerian consumers and entrepreneurs or small business owners, including those who need business tools like POS, bulk transfers, and payroll management.
Notable in the African fintech market for its no maintenance fees approach, clear pricing for extra transfers, and regulatory footing through Kuda Microfinance Bank, which is licensed by the Central Bank of Nigeria (with deposits insured by the NDIC in Nigeria).
As of May 25, 2026, Kuda is rated 4.7 on the App Store from 132.7K reviews and 4.5 on Google Play from 391.2K reviews with 10M+ installs.
DD Dave found 9 key people at Kuda, including 1 Founder, 3 C-Suite, and 5 VP spread across 5 countries. See how we get product data
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DD Dave found 21 articles about Kuda, from Jul 2025 to May 2026. See how we get product data
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DD Dave found 12 positions at Kuda across 3 locations. See how we get product data
| Title | Posted |
|---|---|
| 2026 SIWES Internship Program | May 19, 2026 |
| Portfolio Analysis & Reporting - Lead | May 15, 2026 |
| Retail Relationship Manager | May 13, 2026 |
| VP of Engineering | May 6, 2026 |
| Head of Product | Apr 20, 2026 |
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US · 2 reviews
May 31, 2026
NG · 11 reviews
May 30, 2026
NG · 6 reviews
May 17, 2026
IE · 3 reviews
May 16, 2026
NG · 3 reviews
May 13, 2026
Kuda has completely changed the banking game for Africans, especially Nigerians. it has helped me ease business transactions over the years. If you're Nigerian (or living abroad and sending money back home), Kuda is a must-have. It's free, transparent, and built for how people actually use money today.
I've been actively using kuda account in the last three years and I started to question why I haven't started earlier. I have about 25 free transfers every month, no unnecessary fund deduction and I can also do smart budgeting. I actively recommend kuda for anyone wanting to monitor their savings consistently and accurately
Super easy to use. Sometimes has issues with network connection Other than that, solid!!
Super helpful and really easy to use!
I’ve been using Kuda for years now, and it’s honestly the most seamless banking experience I’ve had.
DD Dave found that Kuda has raised $126.6M across 9 rounds, backed by 7 investors. Their latest round was a Series B in Sep 2025. See how we get product data