Gomoney

gomoney is a digital-only bank in Nigeria that provides mobile banking for individuals who want to open an account quickly and manage everyday payments from a phone.

Key capabilities include:

• Instant account opening with minimal details (name and phone number), with tiered upgrades available later for added limits and verification.
• Payments and transfers such as sending and receiving money, payment requests and reminders, sharing payment receipts, and transfers to phone numbers or bank accounts.
• Money management tools including categorized spending, transaction enrichment (clearer merchant details), spending reports, and access to stamped statements.
• Bills and savings in one place, including airtime and data purchases, broader bill payments, scheduled bill payments, and goStash savings with options to automate savings or lock funds until a chosen date.