Gomoney

gomoney is a mobile-first digital banking app available across Nigeria, designed for everyday payments, budgeting and saving from your phone. The service is fully licensed by the CBN and states that customer deposits are insured by the NDIC. It also works in partnership with Mastercard and is powered by Sterling Bank PLC.

Key features include:

• Free transfers and instant transaction alerts
• Fast, secure payments plus payment requests, reminders, and shareable receipts
• Split payments for shared expenses (rent, transport, outings, subscriptions, events) by creating groups and tracking who owes what
• Bill payments with the option to schedule payments and monitor spending on utilities and services
• Spending insights with categorized transactions, clearer merchant details, and reports to support budgeting
• Savings tools (goStash) for automated saving or locking funds until a chosen date
• Stamped statements for easier record-keeping
• Priority customer support and a focus on privacy and security

gomoney positions itself as a transparent, low-hassle alternative for people who want day-to-day banking, payments, and money management in one place—without hidden fees.